Has anyone tried - AU Swipe Up Program ?

[StanRoute66]

https://www.aubank.in/personal-banking/credit-cards/swipe-up-credit-card-upgrade-program
Basically it is a C2C AU Card Application process + you get the card LTF .

 

[deep@vie]

Hi @deep@vie can you please look at my swipe up application? bank did home and office verification twice within a week yet no update after that.

https://cconboarding.aubank.in/application_status/#/status-check

Please check the status here

 

[pleasegiveltf]

How do we know if an application is being made through the Swipe up program or not? When I click on the link on the Swipe up page here (https://www.aubank.in/blogs/credit-card-swipe-up-platform-by-au-small-finance-bank), I go to the same onboarding page as I'd reach when I click on Apply now normally on AU Bank site (https://cconboarding.aubank.in/auccself/#/landing).

I mean the site for normal application and Swipe up application is the same - so how'd I know if I'm applying through Swipe Up?

@deep@vie any idea?

 

[deep@vie]

How do we know if an application is being made through the Swipe up program or not? When I click on the link on the Swipe up page here (https://www.aubank.in/blogs/credit-card-swipe-up-platform-by-au-small-finance-bank), I go to the same onboarding page as I'd reach when I click on Apply now normally on AU Bank site (https://cconboarding.aubank.in/auccself/#/landing).

I mean the site for normal application and Swipe up application is the same - so how'd I know if I'm applying through Swipe Up?

@deep@vie any idea?

This is normal application link, I'll DM you the swipeup link

 

[gamersgzb]

This is normal application link, I'll DM you the swipeup link

Can you DM me as well.. Need for a friend

 

[deep@vie]

Can you DM me as well.. Need for a friend

Done

 

[kmehtab]

Please DM me also.

This is normal application link, I'll DM you the swipeup lin please

 

[deep@vie]

Done

Please DM me also.

 

[Abhi2004]

Please dm me too

This is normal application link, I'll DM you the swipeup link

 

[Shubham123]

Can your please DM me also.

 

[deep@vie]

Can your please DM me also.

Done

 

[deep@vie]

Please dm me too

Done

 

[iron_gloves]

Lol wasted my cibil..

Swiped up with my kotak white card to avail xcite ultra..

Immediately closed it.

How much was the limit on your kotak card?

 

[LordPSN]

This is normal application link, I'll DM you the swipeup link

Please DM me too

 

[Wildcard]

Pls DM me too

 

[deep@vie]

Please DM me too

Done

 

[deep@vie]

Pls DM me too

Done

 

[tempmirzaa]

Done

Please DM me also.

 

[SmartSave]

I'm surprised people still falling for the fake advertising of this bank.

If you don't know what I mean, go take a look at my thread where I've uncovered this banks malpractice. Save your CIBIL report from getting damaged.

If you still wish to continue, make sure you understand they open an application and make a hard enquiry even before you can evaluate what type of card you would wanna apply for (that's the misleading part of this bank, they say you can compare and then apply but they actually open the application and trap you into either taking whatever they offer or drop while having your CIBIL report damaged already).

The fight is ON to fix their misleading program.

Unmasking Deceptive Advertising: AU Small Finance Banks' SwipeUp Program and Its Impact on Credit Reports

Background AU Small Finance Bank has this program called SwipeUp Credit Card Upgrade Platform which they advertise here: https://www.aubank.in/personal-banking/credit-cards/swipe-up-credit-card-upgrade-platform Here are some snippets of their advertisement on their landing page: SwipeUp...

www.technofino.in

 

[varun__goel_]

I'm surprised people still falling for the fake advertising of this bank.

If you don't know what I mean, go take a look at my thread where I've uncovered this banks malpractice. Save your CIBIL report from getting damaged.

If you still wish to continue, make sure you understand they open an application and make a hard enquiry even before you can evaluate what type of card you would wanna apply for (that's the misleading part of this bank, they say you can compare and then apply but they actually open the application and trap you into either taking whatever they offer or drop while having your CIBIL report damaged already).

The fight is ON to fix their misleading program.

Unmasking Deceptive Advertising: AU Small Finance Banks' SwipeUp Program and Its Impact on Credit Reports

Background AU Small Finance Bank has this program called SwipeUp Credit Card Upgrade Platform which they advertise here: https://www.aubank.in/personal-banking/credit-cards/swipe-up-credit-card-upgrade-platform Here are some snippets of their advertisement on their landing page: SwipeUp...

www.technofino.in

True, they made a cibil enquiry even before verifying my age(under 21)🥴
And are not ready to remove the enquiry.
💩💩

 

[SmartSave]

True, they made a cibil enquiry even before verifying my age(under 21)🥴
And are not ready to remove the enquiry.
💩💩

In that case, consider raising the issue with their PNO and possibly RBI BO.

It may seem just one enquiry now but remember it's gonna stay in your credit report forever and continue to add up the total number of enquiries.

Ignoring them allows banks to continue damaging our reports, ultimately harming customers and not the banks, who use credit reports to their advantage while also damaging them easily as they please and customer's ignorance is why they're not held accountable.