Has anyone tried - AU Swipe Up Program ?

[StanRoute66]

https://www.aubank.in/personal-banking/credit-cards/swipe-up-credit-card-upgrade-program
Basically it is a C2C AU Card Application process + you get the card LTF .

 

[Nagarjun P S]

Which card did you use for swipe up? and what is the card limit?

it didnt request any card details from me, i had to provide my pan and some other details related to my work. later on in the process it suggested 3 cards, one of which was zenith+ with a limit of 8 Lakhs. I did not get an option for zenith or xcite.

 

[sousnake]

Is there a way to get either the zenith or zenith+ as LFT? I tried applying through the swipe up program and i only get the zenith+ card as an option among other cards, but its a paid card. Any help would be appreciated. Thank you

I thought via swipe up you only get lft cards, even people have gotten lft Zenith via swipe up.

 

[Nagarjun P S]

I thought via swipe up you only get lft cards, even people have gotten lft Zenith via swipe up.

do i need to have an AU credit card to get zenith LFT?

 

[sousnake]

do i need to have an AU credit card to get zenith LFT?

No, you can have only 1 AU card.
You should try swipe up with card with highest limit.

 

[deep@vie]

unfortunately its not an option for me, as i work in a startup and its not recognized a an A list company

Then you should go for Zenith+,LIT or xcite series card

 

[deep@vie]

do i need to have an AU credit card to get zenith LFT?

Which cards do you hold?

 

[RAMESH BABU N]

& most of the rest doesn't have an office to be verified, You know AU verifies ofc 100% for self-employed & 90% for salaried.
Most of these are self-employed.

The problem is - AU has a very small foot print. And, existing cardholders from other banks come from all over India. AU can't do verification even in big cities like VIJAYAWADA - The capital city of Andhra Pradesh. My office is registered in Vijayawada. I work from Hyderabad n Tirupati. AU can't "see" my office in Vijayawada or Tirupati. My swipe up application - rejected - even after escalation to their RNO and PNO - despite having 3 cards - with over 7L/6L/5L limits. All with HYD n TPT address. All my dox - passport, DL, gas, vehicles, properties, voter cards, pan, aadhaar, property taxes, electricity bills... Own properties in HYD n TPT - worth more than 10 crores...
AU can't see any of these.
Strange rules.
Just called AMEX - with a referral - and within 3 days flat - I got AMEX MRCC - delivered at Tirupati. I was having AMEX Global Green earlier. No dox asked.

 

[saucy]

The problem is - AU has a very small foot print. And, existing cardholders from other banks come from all over India. AU can't do verification even in big cities like VIJAYAWADA - The capital city of Andhra Pradesh. My office is registered in Vijayawada. I work from Hyderabad n Tirupati. AU can't "see" my office in Vijayawada or Tirupati. My swipe up application - rejected - even after escalation to their RNO and PNO - despite having 3 cards - with over 7L/6L/5L limits. All with HYD n TPT address. All my dox - passport, DL, gas, vehicles, properties, voter cards, pan, aadhaar, property taxes, electricity bills... Own properties in HYD n TPT - worth more than 10 crores...
AU can't see any of these.
Strange rules.
Just called AMEX - with a referral - and within 3 days flat - I got AMEX MRCC - delivered at Tirupati. I was having AMEX Global Green earlier. No dox asked.

Koi nahi Ramesh Babu. Sabka koi na koi nemesis bank hota hai. Mera IDFC hai. Swear I'm never applying for thier cards again 🤣

 

[Nagarjun P S]

Which cards do you hold?

i dont have any AU credit cards, i have other cards like ICICI Sapphiro, IDFC Select and a few others

 

[Nagarjun P S]

Then you should go for Zenith+,LIT or xcite series card

can i get the zenith+ for LFT? i was offered the LIT card. Didnt get the option for xcite series card.

 

[Nagarjun P S]

No, you can have only 1 AU card.
You should try swipe up with card with highest limit.

is there a separate link for that? because when i tried, it did ask for any of my credit card details.

 

[deep@vie]

can i get the zenith+ for LFT? i was offered the LIT card. Didnt get the option for xcite series card.

Xcite are available via Swipeup

 

[deep@vie]

is there a separate link for that? because when i tried, it did ask for any of my credit card details.

Have you entered 6digits for of new card.

 

[Nagarjun P S]

Have you entered 6digits for of new card.

No, how do i do that? for me i just asks for pan number.

 

[deep@vie]

No, how do i do that? for me i just asks for pan number.

Please check dm

 

[brightknight]

I am trying to apply via the AU swipe-up link but even after entering the correct OTP, the system is saying invalid OTP.

 

[deep@vie]

I am trying to apply via the AU swipe-up link but even after entering the correct OTP system, is saying invalid OTP.

System is drunk

 

[Anil_Singh]

Rejected 2nd time. Waited 6 months. Inka alag hi chal raha hai. Internal policies.

 

[Anonymous ツ]

Rejected 2nd time. Waited 6 months. Inka alag hi chal raha hai. Internal policies.

Did you use Swipe UP portal? and which card you applied for?

 

[Anil_Singh]

Did you use Swipe UP portal? and which card you applied for?

Yes. Xcite Ace was offered against HDFC Millennia bin.