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Has anyone tried - AU Swipe Up Program ?

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SmartSave said:
I'm surprised people still falling for the fake advertising of this bank.

If you don't know what I mean, go take a look at my thread where I've uncovered this banks malpractice. Save your CIBIL report from getting damaged.

If you still wish to continue, make sure you understand they open an application and make a hard enquiry even before you can evaluate what type of card you would wanna apply for (that's the misleading part of this bank, they say you can compare and then apply but they actually open the application and trap you into either taking whatever they offer or drop while having your CIBIL report damaged already).

The fight is ON to fix their misleading program.

www.technofino.in

Unmasking Deceptive Advertising: AU Small Finance Banks' SwipeUp Program and Its Impact on Credit Reports

Background AU Small Finance Bank has this program called SwipeUp Credit Card Upgrade Platform which they advertise here: https://www.aubank.in/personal-banking/credit-cards/swipe-up-credit-card-upgrade-platform Here are some snippets of their advertisement on their landing page: SwipeUp...
www.technofino.in www.technofino.in
Click to expand...
True, they made a cibil enquiry even before verifying my age(under 21)🥴
And are not ready to remove the enquiry.
💩💩
 
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varun__goel_ said:
True, they made a cibil enquiry even before verifying my age(under 21)🥴
And are not ready to remove the enquiry.
💩💩
Click to expand...

In that case, consider raising the issue with their PNO and possibly RBI BO.

It may seem just one enquiry now but remember it's gonna stay in your credit report forever and continue to add up the total number of enquiries.

Ignoring them allows banks to continue damaging our reports, ultimately harming customers and not the banks, who use credit reports to their advantage while also damaging them easily as they please and customer's ignorance is why they're not held accountable.
 
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My Permenant address pincode is not servicable. In this case shall i use my office/temp address pincode ? I have no proof for this but the ofc and temp add are reported in cibil
 
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deep@vie Can you share me the link as well. I tried applying in March but it got rejected as the address in my aadhar was not serviceable. But my office and residential address are pretty much comes under serviceable pincodes, I want to apply for it now. So can you please help me out. Thanks​

deep@vie said:
This is normal application link, I'll DM you the swipeup link
Click to expand...
 
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