I am having cibil score of 731 and two ongoing loans which have zero late repayment but get rejected nearly all banks, icici, axis, sbi, Please anyone say the reason, and all this credit card application I have applied online
Take a secured card and work towards improving your score by doing timely payments. Once you cross 750-760, cards will start getting approved depending on your income levels
Take secured card to build score or alternatively open an account with HDFC / ICICI and route every spend through there. You will receive preapproved offer within 6M. Only do it if you can maintain MAB.