Hdfc account upgrade

[tharun]

I have recently received a message from hdfc that iam eligible for classic banking program for free should I upgrade my account or not
At present my bank account is a normal one with millennia hdfc debit card with minimum balance of ₹5000


Thanks for the response in advance

Note that iam not a Salaried person (student)
Or don't have any idea for this classic banking criteria

 

[technom]

Classic requires 1L AMB or salary credits. You may have maintained that balance and hence the upgrade option.

Recommended taking the upgrade since it's free and will give you Platinum debit card as well without any annual charges

 

[tharun]

Classic requires 1L AMB or salary credits. You may have maintained that balance and hence the upgrade option.

Recommended taking the upgrade since it's free and will give you Platinum debit card as well without any annual charges

Thanks for replying and i had maintained for some fees which I have paid, but now I can't maintain 1L AMB. So can i still upgrade it to classic banking with out any problem

 

[varun__goel_]

Thanks for replying and i had maintained for some fees which I have paid, but now I can't maintain 1L AMB. So can i still upgrade it to classic banking with out any problem

Yes you can, no charges involved.

 

[Chaitanya-a]

Thanks for replying and i had maintained for some fees which I have paid, but now I can't maintain 1L AMB. So can i still upgrade it to classic banking with out any problem

Take the upgrade man. They don't usually downgrade. You'll get free Platinum Debit card worth ₹750 per annum.

There is no non maintenance charges. So no harm if it gets downgraded as well.

 

[tharun]

Take the upgrade man. They don't usually downgrade. You'll get free Platinum Debit card worth ₹750 per annum.

There is no non maintenance charges. So no harm if it gets downgraded as well.

Will i get a new debit card or my current millennia debit card gets converted

 

[Chaitanya-a]

Will i get a new debit card or my current millennia debit card gets converted

You can't hold 2 debit cards. After upgrade, you've to order new platinum debit card after which your Millenia card will get deactivated.

 

[amitt319]

I already had the free platinum debit card even before my account got upgraded to classic. Frankly, I don't see any practical benefit of being a classic account holder.

 

[Chaitanya-a]

I already had the free platinum debit card even before my account got upgraded to classic. Frankly, I don't see any practical benefit of being a classic account holder.

Not only classic, even Preferred & Imperia programmes are joke. Nothing special about any program from HDFC.

 

[happyalu]

Other than the background colour in netbanking changing with the upgrade, didn't notice much difference 🙂

 

[0xfallup]

Other than the background colour in netbanking changing with the upgrade, didn't notice much difference 🙂

yeah the colour only is the good thing!

 

[Wealth is my birth right!]

Not only classic, even Preferred & Imperia programmes are joke. Nothing special about any program from HDFC.

How much balance required for imperia?

 

[Alex292929]

How much balance required for imperia?

10L MAB

 

[akki7163]

I already had the free platinum debit card even before my account got upgraded to classic. Frankly, I don't see any practical benefit of being a classic account holder.

How you get free platinum Debit card ???

 

[TheRecharger]

How you get free platinum Debit card ???

With Savings Max, Classic, Preffered & Imperia; you will get LTF Platinum DC

 

[Chaitanya-a]

How much balance required for imperia?

10L. Same as Axis Burgundy.

 

[netsec]

Is there any benefit of burgundy salary account compare to HDFC imperia?

 

[SunnyM]

I have savings Max account and I have also received an upgrade offer but it is for preferred banking. Will my mab requirement increase to 2 lakhs or will it remain the same as now? I just called cc and they disconnected my call in between. 😐

 

[varun__goel_]

I have savings Max account and I have also received an upgrade offer but it is for preferred banking. Will my mab requirement increase to 2 lakhs or will it remain the same as now? I just called cc and they disconnected my call in between. 😐

Just upgrade it, you won't be charged if you do not mantain 2L. However, you might get downgraded but generally it doesn't. Just go ahead

 

[SunnyM]

Just upgrade it, you won't be charged if you do not mantain 2L. However, you might get downgraded but generally it doesn't. Just go ahead

I also want to upgrade but their cc is pathetic for atleast today. I am talking to customer care right now. Third call to them and they have again put me on hold.