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IDFC Wealth account upgrade

Ok

Wealth debit card has started showing in the App,wealth is started showing in the rewards portal, and welcome mail arrived for wealth program .He said if I cancel the policy,wealth would be cancelled .Can I cancel the plan and retain wealth?
He knew my house and he came for account opening for my brother yesterday.What if he come to home after I cancel
 
Ok

Wealth debit card has started showing in the App,wealth is started showing in the rewards portal, and welcome mail arrived for wealth program .He said if I cancel the policy,wealth would be cancelled .Can I cancel the plan and retain wealth?
I don't understand how dumb one can be ?
You want to F**k 1 lakh for wealth program of idfc ?
Should I cry or laugh on you

Wtf you still talking to agent?
This feminine soft nature in men these days is fucking worrisome..how modern men will enter war with this feminine soft Nature ..

Fucking cancel the plan . No they won't downgrade
Even if they do F**k idfc .save your 1 lakh

@imdjay won't even give 5 rs for idfc private to idfc 🤣


@HumorSimpson @SSV
 
I don't understand how dumb one can be ?
You want to F**k 1 lakh for wealth program of idfc ?
Should I cry or laugh on you

Wtf you still talking to agent?
This feminine soft nature in men these days is fucking worrisome..how modern men will enter war with this feminine soft Nature ..

Fucking cancel the plan . No they won't downgrade
Even if they do F**k idfc .save your 1 lakh

@imdjay won't even give 5 rs for idfc private to idfc 🤣


@HumorSimpson @SSV
Ahhhhh okay ,I am going to cancel today if icici attend call or tomorrow
 
I am willing to cancel my recently bought Icici Pru Gold policy .I wish to get the full refund and wish to surrender the policy during the review period as I am not liking the benefit or need to utilise the amount somewhere else Do kindly cancel the policy during this Reviewing period and kindly make a full refund of the premium paid
Email :
Phone:
Name:
Policy number:

I have sent in this format to lifeline@iciciprulife.com
 
I am willing to cancel my recently bought Icici Pru Gold policy .I wish to get the full refund and wish to surrender the policy during the review period as I am not liking the benefit or need to utilise the amount somewhere else Do kindly cancel the policy during this Reviewing period and kindly make a full refund of the premium paid
Email :
Phone:
Name:
Policy number:

I have sent in this format to lifeline@iciciprulife.com
Text them on Twitter and sound like your life at risk with 1 lakh stuck


Call them too
 
I need help in what to tell if he asks me "why you cancelled?I told many times ,are you traitor?can't keep up on your words?"

Sorry after lockdown I became little shy and hesitant.Please help me in how to handle when he asks me @Vasuki @newmakerhere
Do you earn money ? In how many days u earn 1 lakh

If you earn 1 lakh a day it doesn't matter anyway.if you earn 1 lakh a month .
You want spend it on just getting welath upgrade

1 lakh in 2-3 months?


Why you cancelled? It's your fucking money..

Traitor? 😂.
It's your life your wish
Stop public pleasing

Have a life where u r at helm of your action not other influence


If you by chance get a Seductive or people pleasing personality you will be bankrupt in a month 😂
 
Do you earn money ? In how many days u earn 1 lakh

If you earn 1 lakh a day it doesn't matter anyway.if you earn 1 lakh a month .
You want spend it on just getting welath upgrade

1 lakh in 2-3 months?


Why you cancelled? It's your fucking money..

Traitor? 😂.
It's your life your wish
Stop public pleasing

Have a life where u r at helm of your action not other influence


If you by chance get a Seductive or people pleasing personality you will be bankrupt in a month 😂
I don't earn money .I earn like a 50 or 100 average per day by anonymous works .I haven't even informed my parents about this as they would surely say no. I am now having a idea of letting my mom speak if they call or come .But need to open up this thing to my parents .
 
Do you earn money ? In how many days u earn 1 lakh

If you earn 1 lakh a day it doesn't matter anyway.if you earn 1 lakh a month .
You want spend it on just getting welath upgrade

1 lakh in 2-3 months?


Why you cancelled? It's your fucking money..

Traitor? 😂.
It's your life your wish
Stop public pleasing

Have a life where u r at helm of your action not other influence


If you by chance get a Seductive or people pleasing personality you will be bankrupt in a month 😂
Accha laga dekh ke, thoda bahut dhakka dena padta hai aese logo ko, itna bhola bhi nhi hona chahiye.. phas gaya bichara.. nonetheless, good job bhai

Else yeh toh khatam tha poora, ghar wale alag pelte isko 🤣
 
Dear Sir/Madam,



We acknowledge receipt of your email dated 10/11/2024 regarding the cancellation of your ICICI Prudential policy with the policy number . We appreciate your trust in our services and apologize for any inconvenience caused.



We would like to inform you that policy cancellation within the Free-look Period is subject to the deduction of Free-look Charges. After deducting the applicable charges, the premium paid will be refunded to your account. We will deduct the stamp duty charges of 0.025% on the Sum Assured along with any expenses incurred by the company for conducting medical tests. The tentative amount could be in the range of Rs.2,000/- for a domestic customer and amounting up to Rs.35,000/- for NRI customers.



We understand your decision to cancel your policy, but we would like to emphasize the importance of your insurance policy as a critical financial planning tool for your family''s secure future. By cancelling your existing policy, you would lose the following key benefits and policy features:



Key Benefits:



1.Regular income up to 99 years of age followed by a lump sum on maturity 2.Option to start receiving income immediately from the end of 1st policy year/month or defer it for a few years as per your need 3.Protection through life cover till up to 99 years of age 4.Tax benefits may be applicable on premiums paid and benefits received as per prevailing tax laws



Death Benefits :



On death of the Life Assured during the policy term, for a premium paying or fully paid policy, Death Benefit shall be payable to the Claimant. For all the three plan variants Death Benefit will be paid out as a lump sum to the person specified (known as the Claimant) in the policy. Death Benefit is equal to: a. Sum Assured on Death, plus b. Balance in Savings Wallet (if any), plus c. Interim Survival Benefit (if any), plus d. Terminal Bonus (if declared) Where, the Sum Assured on Death is the highest of: • 7 times the Annualized Premium, • 105% of the Total Premiums Paid as on the Date of Death • Death Benefit multiple times Annualized Premium. On payment of Death Benefit the policy will terminate and all rights, benefits and interests under the policy will stand extinguished.



Maturity Benefits :



On survival of the life assured till the end of the policy term provided all due premiums have been paid, we will pay the following. For all the three plan variants, Lump sum benefit at the end of the policy term which will be equal to the sum of: • Sum Assured on Maturity (i.e. equal to sum of all Annualized Premiums payable), plus • Balance in Savings Wallet (if any), plus • Terminal Bonus (if declared) On payment of Maturity Benefit the policy will terminate and all rights, benefits and interests under the policy will stand extinguished.

We strongly recommend considering the long-term benefits and tax advantages of staying invested in your policy. Moreover, you can avail tax benefits on the premiums paid each year.



However, if you still wish to proceed with the cancellation, please provide us with the confirmation for cancellation on lifeline@iciciprulife.com.



Note: The amount shall be credited to the account from where the premium is received.



Thank you for your understanding and cooperation. Should you have any further queries or require any assistance, please do not hesitate to contact us. We value your relationship with us and are committed to providing the best possible service.



On receipt of these details, we assure you that we would be able to address your email promptly.





Yours Sincerely,



Siddhesh Chafe

Customer Service Team

ICICI Prudential Life Insurance Co. Ltd.
 
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