HDFC Bank And Swiggy Launched HDFC Bank Swiggy Credit Card | Full Details

[phagocyte536]

Flipkart grocery prices and reach (they reach us in a remote place in Assam) is mind blowing.

 

[Salvo08]

Axis myzone is crying 😭 in corner after devaluation

Has MyZone really been devalued? I presume Axis has removed the notification from its website. So effectively only Flipkart and Magnus have been devalued. Even their 'Apply' page still shows the old Swiggy offer (screen grab attached below). Or am I missing out on something?

 

[Salvo08]

I think Amazon Fresh & Bigbasket are reliable here. Flipkart Grocery being the cheapest one but it has minimum order condition of ₹600, so not reliable.

Swiggy Instamart, Blinkit & Zepto are costliest.

Ya, but Flipkart's reach is better than all those mentioned in your post.

 

[kochiro]

Hard to believe this card was responsible for downfall of 40% discount on other axis cards like myzone.

 

[kochiro]

There are people living in cities with no cook + no kitchen and 100% relying on swiggy/zomato. I am sure they dont mind swiggy money

Think of it this way
Sbi cashback/ hdfc millenia > Amazon pay
Because you don't have to worry about spending Amazon pay wallet money where you miss out of 5% discount while using that wallet money.

 

[Ranger]

Axis myzone is crying 😭 in corner after devaluation

No devaluation

 

[captaintorchtm]

No devaluation

really? i cant see the axis40 anymore on swiggy. is it same anyone else?

 

[Ranger]

really? i cant see the axis40 anymore on swiggy. is it same anyone else?

This is common. Many times it's not visible but you can still apply the code manually

 

[SSV]

I
Its depends upon our monthly usage.

My Monthly Usage on Swiggy Food and Instamart is quite good.

I need all these Cards😅 since Capping is there with every Card.

I will wait for LTF or FYF HDFC SWIGGY

Good going mate... A smart move to wait for LTF ( I see it coming sooner than later).

 

[sourpai]

My hunch is that Swiggy will trim down on other Card offers once this card reaches some minimum cardholder numbers. This card will drive lot of repeat for them as cashback can be used on Swiggy only

 

[Ranger]

Good going mate... A smart move to wait for LTF ( I see it coming sooner than later).

Same

 

[John123]

It would have been a perfect card if they provided real cashback. Why would someone spend on other sites & redeem the cashback in the form of Swiggy order. This nullifies 5% cashback offer. Now its only useful for Swiggy orders.

I agree. Then there wont be any difference b/w co- branded and core card .😅

 

[SSV]

My hunch is that Swiggy will trim down on other Card offers once this card reaches some minimum cardholder numbers. This card will drive lot of repeat for them as cashback can be used on Swiggy only

That is the plan ( for Swiggy)... Unfortuantely not all plans realize in the reality... Lets see..
I doubt whether this plan works out. It may have some steam intially but later on ,it will fizzle out in the short to medium term mainly because of rewards in the form of Swiggy Money..

 

[jack333]

I can guarantee, you'll save more and earn 2% with Axis ace if you simply shop groceries at Dmart. For a 7k bill everymonth, I'll save atlest 2000-2500 on the bill and 2% with Axis ace.

While instamart has some discounts it isn't as big as Dmart and I rather trust loose items like rice, sugar, rava and other flour items and bean items at Dmart compared to pricey packets that instamart sells.

Yes no one can compete with dmart and reliance smart in terms of upfront discounts

 

[Tejo]

Department store mcc 5311

If anyone wishing to fulfill annual fee reversal criteria then they can follow this ... + CASHBACK

Dhani wallet reload, mcc is 5311

Dhani charges 2%, anyway you can save 3%

But Dhani pay upi has 10k per day something restrictions*

 

[Tejo]

Swiggy Instamart, Blinkit & Zepto are costliest.

But asap delivery.

 

[Tejo]

HDFC Bank and Swiggy recently launched a co-branded credit card, the Swiggy HDFC Bank Credit Card. This is the first co-branded credit card from the food delivery cum grocery delivery giant, Swiggy. Let's first check the card details.

Fees:
Annual Fees: Rs. 500 + GST
Annual Fee Waiver Criteria: Spend ₹2L in a year.

Welcome Benefits:
Complimentary Swiggy One Membership for 3 months (onetime benefit)

This is a very basic credit card, so it doesn't have any specific main benefits associated with it. Let's check its reward system.

So for this, Swiggy break up 💔 with ICICI Bank ..... full kyc wallet.

I think in future swiggy gv discounts too will be low because of this card

😔

 

[SSV]

So for this, Swiggy break up 💔 with ICICI Bank ..... full kyc wallet.

I think in future swiggy gv discounts too will be low because of this card

😔

Both have already happened ( 90%)...

 

[Akashn]

Anyone applied for this?

 

[Ranger]

Anyone applied for this?

I don't think anyone will here