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HDFC Bank Bill payment portal 1% Cashback on credit card bill payment officially over[Confirmed]

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6ix9ine said:
Toh mai konsi angrezi bola bhai? Blue color wala hi toh rupay platinum hai, uspar thodi na milta rewards.

Black mai toh kabhi aaya hi nhi rupay variant toh mai uska kyu bolunga? Obvious hai yeh toh

Colors ka naam tak nhi liya hai, be faltu assumption khud kar rhe ho ¯\_(ツ)_/¯
Click to expand...
"HDFC Platinum Rupay variant never fetched any points, it was always like that. So, it seems rupay is the real culprit here."

HDFC Visa ka bhi blue color wala ek lower variant tha same like RuPay. Usme bhi 1% cb nahi milta tha but HDFC ne ab woh card he discontinued kar diya.
 
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Abhishek012 said:
"HDFC Platinum Rupay variant never fetched any points, it was always like that. So, it seems rupay is the real culprit here."

HDFC Visa ka bhi blue color wala ek lower variant tha same like RuPay. Usme bhi 1% cb nahi milta tha but HDFC ne ab woh card he discontinued kar diya.
Click to expand...
Ohh yeh nhi pata tha
 
@Abhishek012 Bro, @6ix9ine was trying to tell HDFC has Rupay variant and it also don't provide any kind of rewards while using anywhere but beneficial only for Amazon-Rupay friday offer. I got his point of view. You thought he is saying the HDFC Platinum (750+GST or now 850 wala) on Rupay variant. haha

Anyways, my all txns were worth Rs.50K on RPSLLDCASH with SBI DC. So not much. Also I am aware of monthly cappings. daily cappings. Yaar yaha pe maine apne topic mein hi sab kuch explain kiya huya hai dusron ke liye toh mujhe nahi pata hoga? Daily capping 1000 pts i.e txn upto 1 Lakh only (50K when 2X offer is running because SBI said that capping is including any bonus) and monthly is 10000 pts. Actually 2X offer was running from Aug 9-19. After 10K txn, I did 20K X 2 more with SBI DC on different day with same RPSLLDCASH as Mer. name thinking SBI will provide points no matter what. But now @Strange let me know that it is having wallet MCC of 6540 and I am aware that SBI DC has exclusion only for wallet MCC, rest all other fetch points.

I am sharing it here so that others stop doing txn with SBI (or per say any bank) rupay classic or platinum or select card as now it will not provide any RPs. They can continue to use JFin with Virtual/Physical DC having Master/VISA variant because with these two mer. name is still old i.e Reliance Payment Soultions. I know I always have option of Setu/Unipay. There is also one more option available that is kept secret for Dooms Day. 😉
 
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desiviru said:
@Abhishek012 Bro, @6ix9ine was trying to tell HDFC has Rupay variant and it also don't provide any kind of rewards while using anywhere but beneficial only for Amazon-Rupay friday offer. I got his point of view. You thought he is saying the HDFC Platinum (750+GST or now 850 wala) on Rupay variant. haha
Click to expand...
Yes! Yehi kehna ka motive tha 😅 btw thanks for the rest explanation, although platinum DC is enough for my CC bills but for future, it's great to know about SBI DC rupay issues.
 
6ix9ine said:
Yes! Yehi kehna ka motive tha 😅 btw thanks for the rest explanation, although platinum DC is enough for my CC bills but for future, it's great to know about SBI DC rupay issues.
Click to expand...
You have Virtual DC and BoI DC option too without goin forg Privilege Banking offered by many banks like IDFC Select or Wealth. I have got IDFC select account last month with 3L but due to Millennia direct 2.5% not using it often as it provides only voucher benefits. I am more comfortable with direct cashback or rewards.

Unipay and Paytm/Mobikwik with SBI Rupay still giving rewards as told by other users. Only on JFin it went down the hill. As I said one of my Unipay txn of 10K with SBI Rupay DC hasn't given anything yet. If it provide that will clear out only air of doubt left. But I mostly wait for 30 days max. Lets see how it goes.
 
Mujhe tau ye lagta tha ki SBI debit cards mei jo 0.25% rewards deta hai, MCC ka koi chakkar hee nahin hai. It gives rewards on everything except cash withdrawal.
Kuch galat hai kya meri understanding mei?
 
desiviru said:
@Abhishek012 Bro, @6ix9ine was trying to tell HDFC has Rupay variant and it also don't provide any kind of rewards while using anywhere but beneficial only for Amazon-Rupay friday offer. I got his point of view. You thought he is saying the HDFC Platinum (750+GST or now 850 wala) on Rupay variant. haha

Anyways, my all txns were worth Rs.50K on RPSLLDCASH with SBI DC. So not much. Also I am aware of monthly cappings. daily cappings. Yaar yaha pe maine apne topic mein hi sab kuch explain kiya huya hai dusron ke liye toh mujhe nahi pata hoga? Daily capping 1000 pts i.e txn upto 1 Lakh only (50K when 2X offer is running because SBI said that capping is including any bonus) and monthly is 10000 pts. Actually 2X offer was running from Aug 9-19. After 10K txn, I did 20K X 2 more with SBI DC on different day with same RPSLLDCASH as Mer. name thinking SBI will provide points no matter what. But now @Strange let me know that it is having wallet MCC of 6540 and I am aware that SBI DC has exclusion only for wallet MCC, rest all other fetch points.

I am sharing it here so that others stop doing txn with SBI (or per say any bank) rupay classic or platinum or select card as now it will not provide any RPs. They can continue to use JFin with Virtual/Physical DC having Master/VISA variant because with these two mer. name is still old i.e Reliance Payment Soultions. I know I always have option of Setu/Unipay. There is also one more option available that is kept secret for Dooms Day. 😉
Click to expand...
As i mentioned in other thread sbi 1k capping is per txn not daily, so only monthly capping is there of 10k points
 
What are issues with jio fin app? What is the settlement time? Has anyone got payment stuck issue? I read there is no customer service? Are they charging any convinence fee??
 
liza10o said:
As i mentioned in other thread sbi 1k capping is per txn not daily, so only monthly capping is there of 10k points
Click to expand...
My bad. Due to 2X offer, I wrote per day. It's per txn actually. So during campaign your single txn should not go above 50K and if it is your birthday too single txn should be 33K only or 33400 max.
 
desiviru said:
My bad. Due to 2X offer, I wrote per day. It's per txn actually. So during campaign your single txn should not go above 50K and if it is your birthday too single txn should be 33K only or 33400 max.
Click to expand...
As per my understanding

For virtual sbi dc
50k per txn limit, 5L monthly limit
Reward rate 0.5%

If 2x campaign is running then this becomes half

So 25k per txn, 2.5L monthlly
Reward rate 1%

didnt understand your bday month calculation
You mean virtual+2x campaign+bday?
 
liza10o said:
As per my understanding

For virtual sbi dc
50k per txn limit, 5L monthly limit
Reward rate 0.5%

If 2x campaign is running then this becomes half

So 25k per txn, 2.5L monthlly
Reward rate 1%

didnt understand your bday month calculation
You mean virtual+2x campaign+bday?
Click to expand...
Reward rate with Virtual is normal at 0.25% just like phyical card. 2 Points per 200. Don't know from where you read it is 2 points per 100 or 0.5%. Only during 2X campaign it is 0.50%.

Daily txn limit is 50000 for VDC but no upper limit. In a month you can do 50K daily upto 150000 but as max. points is 10K only so we can't go above 10L payments. You may be saying 5/2.5 Lakh considering 4X points which it is not.

Points should remain in bracket of max. 10000. My campaign+birthday calculation is simple. Per txn RP limit is 1000. So if you use DC/VDC during bday month, you can't go above 50K. If 2X campaign is running you can't go above 33400 which will 1002 pts (but 1000 per txn is max so you will get 1000 only).

I am again clarifying you with calculation. Supoose no 2X offer campaign running and it is not your bday month also.

1. This month you did Rs.50K txn on two different dates. All you will get is 500+500 points which is equal to 1000/4= Rs.250 or 0.25%.

2. Now suppose it was your bday month but no offer campaign running. Your RPs for same txn= 2000 (500x2 normal + 500x2 bonus)

3. If offer camapgin of 2X was also running then you will get 500x2 pts extra. Total 3000 points valuing Rs.750 or 0.75% of 1 Lakh.

4. As you crossed 1L txn mark, you will receive milestone benefit also of 1000 points. Total 4K pts worth Rs.1000 turning it into 1%.

If none of these are there i.e no campaign or bday month, you only get 2000 points on 1L txns i.e 1000 normal points + 1000 milestone points.
 
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Its getting difficult to go thru this entire flow of messages 🙂 Could someone tell what are the proved methods to use HDFC Platinum DC for credit card bills?
 
6ix9ine said:
Portals:

- SBI unipay
- Atal Setu (canara)
- JioFinance (no website, but an app)

You already have debit card and now you got working portals. Have fun
Click to expand...

I made a payment of 700 rupees 2 days back from my HDFC easyshop DC using Jio finance app to pay off my ICICI bill. Still haven't received the cashback. Am I doing something wrong?
 
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