TECHXYZ
TF Select
It’s devaluation season… again. Now it's HDFC Debit Card!
Just received an update from HDFC Bank regarding airport lounge access on debit cards. Yes it’s applicable on all Debit Cards.
From 10 January 2026, lounge access will no longer be card-based. Instead:
What this really means:
➡️ More conditions
➡️ More steps
➡️ Less spontaneity
➡️ “Benefit available” only if you actively track, qualify, and claim
Lounge access, once a simple card benefit, is now turning into a manual, spend-gated, voucher-driven process. Not sure if this is called improving experience or quietly reducing usage.
Premium banking benefits are slowly becoming opt-in privileges, not entitlements. 💳✈️
#DevaluationSeason #HDFCBank #DebitCards #AirportLounge #BankingUpdates
Just received an update from HDFC Bank regarding airport lounge access on debit cards. Yes it’s applicable on all Debit Cards.
From 10 January 2026, lounge access will no longer be card-based. Instead:
- You must meet a ₹10,000 quarterly spend
- Then claim a voucher via SMS/email
- Only the claimed voucher can be used at the lounge — no physical card swipe
What this really means:
➡️ More conditions
➡️ More steps
➡️ Less spontaneity
➡️ “Benefit available” only if you actively track, qualify, and claim
Lounge access, once a simple card benefit, is now turning into a manual, spend-gated, voucher-driven process. Not sure if this is called improving experience or quietly reducing usage.
Premium banking benefits are slowly becoming opt-in privileges, not entitlements. 💳✈️
#DevaluationSeason #HDFCBank #DebitCards #AirportLounge #BankingUpdates
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