HDFC Bank Launch 4 New Business Credit Card

[kartik123]

Great. Do you mean you got the missing rewards or for the next statement?

the missing rewards points

 

[darkjediknight]

the missing rewards points

Good to know 😌
They've given me a date, 20th June.

 

[Vikas09]

By any chance did you pay off your outstanding before the bill was generated?
Also, how many transactions did you do in the billing period.
I'm trying to find the root cause, why some are getting the points while others don't.

Yes I always pay approx 99% outstanding amount before bill generated and I usually do 4-5 transactions per month

 

[darkjediknight]

Yes I always pay approx 99% outstanding amount before bill generated and I usually do 4-5 transactions per month

I do the same. This month I'm leaving an outstanding more than 50k to test if that's the reason they missed my points last month. Will report on 18th 🫡

 

[moneyMaker]

Any offerings in the same space by other banks?

 

[darkjediknight]

I do the same. This month I'm leaving an outstanding more than 50k to test if that's the reason they missed my points last month. Will report on 18th 🫡

Got the missing bonus points of previous statement + bonus points of new statement generated on 16th June today.
I kept an outstanding, that could be the catch.

 

[kartik123]

Got the missing bonus points of previous statement + bonus points of new statement generated on 16th June today.
I kept an outstanding, that could be the catch.

got credited automatically?

 

[RakeshM]

I tried to pay my electricity bill using biz-black, but the provider's gateway does not accept Diner's cards.
1. Is there any simple work-around for this situation ?
2. Will using smartPay / payZapp work in this case ?

 

[maverickgenius]

I got the card as floater 3 days back. For couple of days the limit was 5k. Since morning today, I see the limit restored to combined limit. However it's still failing on doing transactions above 5k. I played with card controls setting everything to max but still not able to transact. Any idea what's happening?

Can you please explain the process to get it as a floater card?

 

[darkjediknight]

got credited automatically?

Yes. Got accrued

 

[Copycat]

The credit card team finally got back to my RM and said I was eligible for Biz Black even though my primary income source is salary and tertiary income source is short term trading in equities. So I filled the application form today.

But now they want me to close the Moneyback+ card that I hold before proceeding with the processing for Biz Black. Isn't it possible to hold one personal (Moneyback+) and one business card (Biz Black)?. Ordinarily I would have closed Moneyback+ without a second thought as I hardly ever use it but now I'm waiting for the spend based voucher of Rs 500, so I wanted to hold onto the Moneyback+ card till that comes. I assume that I will not get the voucher if I close the card before it comes

 

[SwipeSavvy]

Can you please explain the process to get it as a floater card?

It was frankly simple. Just went to a nearby HDFC branch and asked for credit card agent. Agent asked if I have any other hdfc card and it's limit. And since I had an existing card with 5L limit, he said will get as floater card. Filled the application form, floater form and kyc docs. Agent said someone will visit office for verification but no one called/visited and I got the card like 10 days later.

 

[maverickgenius]

It was frankly simple. Just went to a nearby HDFC branch and asked for credit card agent. Agent asked if I have any other hdfc card and it's limit. And since I had an existing card with 5L limit, he said will get as floater card. Filled the application form, floater form and kyc docs. Agent said someone will visit office for verification but no one called/visited and I got the card like 10 days later.

That's awesome. May I know if you are self-employed? I know that's a criteria for the BizBlack but please clarify if that requirement holds for a floater card application also. Thanks!

 

[Copycat]

Did anyone get their First Year Fee waived off for Biz Black? This is what it says:
"Spend Rs.1.5 Lakhs in first 90 days of card issuance to get First Year Joining Fee waived off (Applicable for fresh issuance only)"

What does "Applicable for fresh issuance only" mean in this context?

 

[JoshuaJebaraj]

Hey folks,

Has anyone applied for a credit card without an ITR? According to the website, you can apply using bank statements and GST returns.

Has anyone tried applying with these documents? I currently have a business account with HDFC and a basic MoneyBack card (2.36L). When I checked the website, it showed that I am eligible only for the Biz Grow Credit Card. Is it possible to get the Biz Power or Business Regalia Gold card directly?

My branch people are telling me to get the Biz Grow first, and after one month, I will have the option to upgrade. Is that true, or can I apply directly for the Regalia Gold?

 

[Baki]

Did anyone get their First Year Fee waived off for Biz Black? This is what it says:
"Spend Rs.1.5 Lakhs in first 90 days of card issuance to get First Year Joining Fee waived off (Applicable for fresh issuance only)"

What does "Applicable for fresh issuance only" mean in this context?

Offer for non upgrades/ new card issued

 

[Baki]

I'm getting Biz grow upgrade in app, but i want bizblack, Currently Hold B Regalia 7.75L Limit, Should i wait for biz black? I spent around 8L+ in last 6 Months

 

[darkjediknight]

I'm getting Biz grow upgrade in app, but i want bizblack, Currently Hold B Regalia 7.75L Limit, Should i wait for biz black? I spent around 8L+ in last 6 Months

Just ask your RM to apply for it as a floater card.

 

[SSMV]

My third bill also generated but I don't see any fees implemented on my card
i have got the card as Floater card

 

[Baki]

Just ask your RM to apply for it as a floater card.

Virtual RM never picks the call, because I didn't buy their Ulip sht