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HDFC Bank Millennia Debit Card & It's Benefits ❤️🔥

Apply For Lifetime Free IDFC First Credit Card
D₹V

D₹V

TF Prestige
Charges: 500 + GST.

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Benefits:
• 5% cashback on PayZapp or Smartbuy
• 2.5% cashback on shopping i.e. on Flipkart, Amazon etc
• 1% on other transactions i.e. wallet loads, credit card payments etc
• Total rewards is capped at 400 RP/month
• Bonus - 5% cashback upto 1000 on Gift Vouchers purchase via Smartbuy per month. P.s. Smartbuy has introduced 2.5% & 3.25% + GST on ASV & AGV respectively.
• Cashback will be credited in 4 month after the transaction (i.e. 90 days), you can redeem via HDFC netbanking.
• You can get rewards worth ₹16,800 annually.

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How to milk the benefits?
• If you use it on smartbuy only then 5% upto 400 (card benefits) + 5% upto 1000 (smartbuy bonus), total 1400 RP/month you'll be getting. Since Smartbuy charging convenience fees on AGV & ASV, better to buy Flipkart GV without convenience fee on smartbuy.
• For example, if you buy Flipkart GV worth 8k via Smartbuy with Millennia DC, you'll get 400 + 400 = 800 cashback, meaning 10% cashback on Flipkart GV.
• In another example, if you buy worth 20k, you'll get 1400 cashback, meaning 7% cashback on Flipkart GV. So buy accordingly as per your needs.
• If you use Millennia DC for 40k CC Payments worth 40k via Mobikwik, Paytm etc only, then 1% upto 400 cap will be over & you'll get 5% cashback upto 1000 if you purchase any GV via Smartbuy now.

Hope you've understood the benefits & enjoy the rewards ❤️. Ask if any query.
 
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I am going to use HDFC millennia debit card to pay my credit card bills, using Paytm.

millennia gives 1% CB on wallet reload and 2.5% on online spends.

if I go to Paytm and select debit card as mode of payment (without adding money to Paytm wallet first), will I get 2.5 or 1 percent?
 
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ltf4ever said:
I am going to use HDFC millennia debit card to pay my credit card bills, using Paytm.

millennia gives 1% CB on wallet reload and 2.5% on online spends.

if I go to Paytm and select debit card as mode of payment (without adding money to Paytm wallet first), will I get 2.5 or 1 percent?
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Already answered.

Merge Post in thread 'HDFC Bank Millennia Debit Card & It's Benefits ❤️🔥' https://www.technofino.in/community...debit-card-its-benefits-❤️🔥.16374/post-463954
 
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@S S V m holding classic banking programme... having rupay dc with zero charges... but want millennia AF 500 rs or easyshop platinum visa AF 750 rs... I VE HEARD both cards free for classic customer... please let me know the procedure... ty sir
 
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RajMahadik said:
Thanks sir... please suggest Millennia or ES plat visa ?? My bm insisting for ES... m confused
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If you have the patience, go for Millennia, but keep in mind cashback will be posted after 90 days. You can load wallets and get 1% or pay bills and earn 2.5%. On the other hand, if you go for platinum, you will earn a flat 1% but won't earn anything for wallet loads. MCC needs utility or payments through HDFC Bill Pay to earn that 1%, and you will receive the cashback within 3-4 days most of the time. 🤭
 
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4uziaul said:
If you have the patience, go for Millennia, but keep in mind cashback will be posted after 90 days. You can load wallets and get 1% or pay bills and earn 2.5%. On the other hand, if you go for platinum, you will earn a flat 1% but won't earn anything for wallet loads. MCC needs utility or payments through HDFC Bill Pay to earn that 1%, and you will receive the cashback within 3-4 days most of the time. 🤭
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Thanks you so much sir
 
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