HDFC Bank Millennia Debit Card & It's Benefits ❤️🔥

[D₹V]

Charges: 500 + GST.



Benefits:
• 5% cashback on PayZapp or Smartbuy
• 2.5% cashback on shopping i.e. on Flipkart, Amazon etc
• 1% on other transactions i.e. wallet loads, credit card payments etc
• Total rewards is capped at 400 RP/month
• Bonus - 5% cashback upto 1000 on Gift Vouchers purchase via Smartbuy per month. P.s. Smartbuy has introduced 2.5% & 3.25% + GST on ASV & AGV respectively.
• Cashback will be credited in 4 month after the transaction (i.e. 90 days), you can redeem via HDFC netbanking.
• You can get rewards worth ₹16,800 annually.



How to milk the benefits?
• If you use it on smartbuy only then 5% upto 400 (card benefits) + 5% upto 1000 (smartbuy bonus), total 1400 RP/month you'll be getting. Since Smartbuy charging convenience fees on AGV & ASV, better to buy Flipkart GV without convenience fee on smartbuy.
• For example, if you buy Flipkart GV worth 8k via Smartbuy with Millennia DC, you'll get 400 + 400 = 800 cashback, meaning 10% cashback on Flipkart GV.
• In another example, if you buy worth 20k, you'll get 1400 cashback, meaning 7% cashback on Flipkart GV. So buy accordingly as per your needs.
• If you use Millennia DC for 40k CC Payments worth 40k via Mobikwik, Paytm etc only, then 1% upto 400 cap will be over & you'll get 5% cashback upto 1000 if you purchase any GV via Smartbuy now.

Hope you've understood the benefits & enjoy the rewards ❤️. Ask if any query.

 

[Strange]

Ek khush khabri batani thi, socha apne hi thread me bata du.

Mailed HDFC Bank for LTF conversion of newly millennia CC, and to my surprise 🫢.

View attachment 26546

My Millennia Credit Card is Already Life Time Free (LTF) 😁❤️.

Sent email to which email id?

 

[gobsy]

Hi. I am trying to pay credit card bill on mobikwik since last few days. Each time mobikwik shows some error. Only one time it reached the otp stage and the page got disconnected. I have checked the limits on hdfc app and also enabled online usage. Updated all apps from play store. Still unable to transact using this card. Does anyone have any idea on possible cause for this? Also is there any other way to get cashback on 24k bill payment? I have idfc wealth dc and axis titanium rewards dc apart from this. Also is cc bill payment through tata neu infinity cc possible?

 

[D₹V]

Sent email to which email id?

Sent email to Grievance
Received email from Escalation

😛😛😛

 

[D₹V]

Hi. I am trying to pay credit card bill on mobikwik since last few days. Each time mobikwik shows some error. Only one time it reached the otp stage and the page got disconnected. I have checked the limits on hdfc app and also enabled online usage. Updated all apps from play store. Still unable to transact using this card. Does anyone have any idea on possible cause for this? Also is there any other way to get cashback on 24k bill payment? I have idfc wealth dc and axis titanium rewards dc apart from this. Also is cc bill payment through tata neu infinity cc possible?

Try amount below 20k on HDFC DC

 

[varun__goel_]

I redeemed cb on friday, still not credited. Has anyone faced similar issue?

 

[samm255]

I redeemed cb on friday, still not credited. Has anyone faced similar issue?

Normally it takes 2 or 3 working days so it should be either today EOD or tomorrow.

 

[iamabhisekagar]

Aagaya Devaluation

Airport lounge access on debit cards

www.hdfcbank.com

 

[Akashn]

Aagaya Devaluation

Airport lounge access on debit cards

www.hdfcbank.com

View attachment 27652

Good move. 5k is easily achievable unlike kotak who wants 60k spends.

 

[flyhighpaper34]

Hi, one doubt, if I want to get 5% (smartbuy) + 5% ( millennia dc) cashback for irctc. Should I pay via "pay with payzapp option" or "pay with debit card/ credit card" option..
I am confused on payment page

 

[OptiCard]

Guys,
I am trying to buy the amazon gft card through gyftr but I can see I am getting charged extra of 2.5% +18% on that.

So over 2000 voucher I have to pay Rs.59 extra but get Rs.100 cashback. So effectively only Rs.41 cashback.

Am I doing anything wrong here?

 

[OptiCard]

One more doubt:
I heard with Millennia debit card, we get 5% cashback through smart pay auto bill payments but its only for 1 year & thereafter no cashback.

Is this correct?

 

[simplewarrior]

Guys,
I am trying to buy the amazon gft card through gyftr but I can see I am getting charged extra of 2.5% +18% on that.

So over 2000 voucher I have to pay Rs.59 extra but get Rs.100 cashback. So effectively only Rs.41 cashback.

Am I doing anything wrong here?

Nothing there wrong, there is charges on purchase of amazon pay voucher and amazon shopping voucher, also mentioned in above post. However currently there is no charges on shopping voucher maybe because of sale.

 

[OptiCard]

Nothing there wrong, there is charges on purchase of amazon pay voucher and amazon shopping voucher, also mentioned in above post. However currently there is no charges on shopping voucher maybe because of sale.

Amazon shopping voucher can't be used for utility payments right ?

 

[BeingIncog]

Amazon shopping voucher can't be used for utility payments right ?

Yes, can't be used for utility.

 

[OptiCard]

One more doubt:
I heard with Millennia debit card, we get 5% cashback through smart pay auto bill payments but its only for 1 year & thereafter no cashback.

Is this correct?

@BeingIncog any idea on this ?

 

[Anil_Singh]

One more doubt:
I heard with Millennia debit card, we get 5% cashback through smart pay auto bill payments but its only for 1 year & thereafter no cashback.

Is this correct?

Yes. Only for 1 year.

 

[OptiCard]

Any other way to get 5% cashback on electricity bill payments ?

 

[BeingIncog]

Any other way to get 5% cashback on electricity bill payments ?

buy amazon giftcard from amazon.in itself for 5% cashback.

 

[ashwinkashwink is verified member.]

Got My Insta Millennia Debit Card from Branch.

 

[4uziaul]

Got My Insta Millennia Debit Card from Branch.
View attachment 31979

Thoda piche ka number share karna kuch order karna hai Amazon se 🤭