HDFC Bank Millennia Debit Card & It's Benefits ❤️🔥

[D₹V]

Charges: 500 + GST.



Benefits:
• 5% cashback on PayZapp or Smartbuy
• 2.5% cashback on shopping i.e. on Flipkart, Amazon etc
• 1% on other transactions i.e. wallet loads, credit card payments etc
• Total rewards is capped at 400 RP/month
• Bonus - 5% cashback upto 1000 on Gift Vouchers purchase via Smartbuy per month. P.s. Smartbuy has introduced 2.5% & 3.25% + GST on ASV & AGV respectively.
• Cashback will be credited in 4 month after the transaction (i.e. 90 days), you can redeem via HDFC netbanking.
• You can get rewards worth ₹16,800 annually.



How to milk the benefits?
• If you use it on smartbuy only then 5% upto 400 (card benefits) + 5% upto 1000 (smartbuy bonus), total 1400 RP/month you'll be getting. Since Smartbuy charging convenience fees on AGV & ASV, better to buy Flipkart GV without convenience fee on smartbuy.
• For example, if you buy Flipkart GV worth 8k via Smartbuy with Millennia DC, you'll get 400 + 400 = 800 cashback, meaning 10% cashback on Flipkart GV.
• In another example, if you buy worth 20k, you'll get 1400 cashback, meaning 7% cashback on Flipkart GV. So buy accordingly as per your needs.
• If you use Millennia DC for 40k CC Payments worth 40k via Mobikwik, Paytm etc only, then 1% upto 400 cap will be over & you'll get 5% cashback upto 1000 if you purchase any GV via Smartbuy now.

Hope you've understood the benefits & enjoy the rewards ❤️. Ask if any query.

 

[dilbersha]

Y e a h

What's working for mastercard users now?

 

[pothi]

So, the total outstanding statement amount was Rs 3185 for the Axis card for which I made a payment of Rs 3200 through HDFC Billpay. The payment was already settled and credited to the Axis card a few days back. However, the statement amount is still showing as outstanding in Axis netbanking. Can I ignore this?

View attachment 52237

Just ignore. Where is it showing as outstanding?

 

[dilbersha]

Anywhere i can pay my hdfc credit card bill using millennia mc debit?

 

[NShah]

Anywhere i can pay my hdfc credit card bill using millennia mc debit?

SBI unipay . . .

 

[dilbersha]

Latest working methods to pay credit card bill from debit cards

Valid as on 17th Sep 2024. I will keep on updating here and on https://x.com/sm98119 1a) RBL signature + dc: Pay using sbi unipay. 1% cashback for cc bill payment upto 1000rs pm. Extra 5,000 Rs voucher if spend of 5L or more in a year. Fees 5.9k issuance (get 5k voucher) and 1.8k annual (waived...

www.technofino.in

@sm9811911 Need to note

SBI unipay . . .

 

[dilbersha]

SBI unipay . . .

Do you know if the cb you got was 2.5% or 1%?

 

[sm9811911]

Latest working methods to pay credit card bill from debit cards

Valid as on 17th Sep 2024. I will keep on updating here and on https://x.com/sm98119 1a) RBL signature + dc: Pay using sbi unipay. 1% cashback for cc bill payment upto 1000rs pm. Extra 5,000 Rs voucher if spend of 5L or more in a year. Fees 5.9k issuance (get 5k voucher) and 1.8k annual (waived...

www.technofino.in

@sm9811911 Need to note

Thanks. forgot to add that.

 

[roygarg]

Just ignore. Where is it showing as outstanding?

Axis netbanking as well as the axis mobile app.

 

[NShah]

Do you know if the cb you got was 2.5% or 1%?

2.5% . . .

 

[arpit10082]

Why you are adding to wallet for 1 %, better buy amazon pay gift card via amazon then you will get 2.5%

Are you 100% sure will I get cashback on buying agv on Amazon

 

[Abhi5467]

Are you 100% sure will I get cashback on buying agv on Amazon

Check your rewards tab in Apay. There would be gift card with cashback on UPI payment. They give ₹100 for ₹3000 gift card. Send it to other email and redeem it in your Apay account. That’s 3.33% cashback. It’s not like they give only one gift card. I’ve had 3-4 offers of 3000 per month.If you have no better offer or card yielding more returns, this is the method to get it.

 

[arpit10082]

Charges: 500 + GST.

View attachment 26364

Benefits:
• 5% cashback on PayZapp or Smartbuy
• 2.5% cashback on shopping i.e. on Flipkart, Amazon etc
• 1% on other transactions i.e. wallet loads, credit card payments etc
• Total rewards is capped at 400 RP/month
• Bonus - 5% cashback upto 1000 on Gift Vouchers purchase via Smartbuy per month. P.s. Smartbuy has introduced 2.5% & 3.25% + GST on ASV & AGV respectively.
• Cashback will be credited in 4 month after the transaction (i.e. 90 days), you can redeem via HDFC netbanking.
• You can get rewards worth ₹16,800 annually.

View attachment 26365

How to milk the benefits?
• If you use it on smartbuy only then 5% upto 400 (card benefits) + 5% upto 1000 (smartbuy bonus), total 1400 RP/month you'll be getting. Since Smartbuy charging convenience fees on AGV & ASV, better to buy Flipkart GV without convenience fee on smartbuy.
• For example, if you buy Flipkart GV worth 8k via Smartbuy with Millennia DC, you'll get 400 + 400 = 800 cashback, meaning 10% cashback on Flipkart GV.
• In another example, if you buy worth 20k, you'll get 1400 cashback, meaning 7% cashback on Flipkart GV. So buy accordingly as per your needs.
• If you use Millennia DC for 40k CC Payments worth 40k via Mobikwik, Paytm etc only, then 1% upto 400 cap will be over & you'll get 5% cashback upto 1000 if you purchase any GV via Smartbuy now.

Hope you've understood the benefits & enjoy the rewards ❤️. Ask if any query.

One question is loading money on Amazon wallet from millennia DC and shopping on Amazon has any chances of pre approved offer
I have digisave youth account

 

[arpit10082]

Charges: 500 + GST.

View attachment 26364

Benefits:
• 5% cashback on PayZapp or Smartbuy
• 2.5% cashback on shopping i.e. on Flipkart, Amazon etc
• 1% on other transactions i.e. wallet loads, credit card payments etc
• Total rewards is capped at 400 RP/month
• Bonus - 5% cashback upto 1000 on Gift Vouchers purchase via Smartbuy per month. P.s. Smartbuy has introduced 2.5% & 3.25% + GST on ASV & AGV respectively.
• Cashback will be credited in 4 month after the transaction (i.e. 90 days), you can redeem via HDFC netbanking.
• You can get rewards worth ₹16,800 annually.

View attachment 26365

How to milk the benefits?
• If you use it on smartbuy only then 5% upto 400 (card benefits) + 5% upto 1000 (smartbuy bonus), total 1400 RP/month you'll be getting. Since Smartbuy charging convenience fees on AGV & ASV, better to buy Flipkart GV without convenience fee on smartbuy.
• For example, if you buy Flipkart GV worth 8k via Smartbuy with Millennia DC, you'll get 400 + 400 = 800 cashback, meaning 10% cashback on Flipkart GV.
• In another example, if you buy worth 20k, you'll get 1400 cashback, meaning 7% cashback on Flipkart GV. So buy accordingly as per your needs.
• If you use Millennia DC for 40k CC Payments worth 40k via Mobikwik, Paytm etc only, then 1% upto 400 cap will be over & you'll get 5% cashback upto 1000 if you purchase any GV via Smartbuy now.

Hope you've understood the benefits & enjoy the rewards ❤️. Ask if any query.

Does smartbuy available only for CC users because I am not able to add my card in smart buy website shoes The card details entered is not enabled. Kindly revalidate and enter card credentials as per Bank’s records

 

[D₹V]

Does smartbuy available only for CC users because I am not able to add my card in smart buy website shoes The card details entered is not enabled. Kindly revalidate and enter card credentials as per Bank’s records

You don't need to add card here.

Just visit merchant with 5x/5% rewards i.e. instant vouchers (powered by Gyftr) & do purchase their with your debit card.

You'll receive cashback as per the cap

 

[D₹V]

One question is loading money on Amazon wallet from millennia DC and shopping on Amazon has any chances of pre approved offer
I have digisave youth account

Yes, keep using DC for your any possible spend.

Also, update income profile in net banking.

 

[Trust Me]

They give ₹100 for ₹3000 gift card. Send it to other email and redeem it in your Apay account. That’s 3.33% cashback.

What did you mean by "other email"?!

BTW, they also offer 4% off on ASVs (100 cb on 2500 SV).
.

 

[D₹V]

What did you mean by "other email"?!

BTW, they also offer 4% off on ASVs (100 cb on 2500 SV).
.

As proof of purchase/gift maybe 🙄

 

[doraemon]

As proof of purchase/gift maybe 🙄

D₹v Bhai HDFC ko kehke Feb ke points mangwao yaar aadha mahina beet Gaya intejar mai

 

[Trust Me]

As proof of purchase/gift maybe 🙄

My confusion was about the "other". 🙂
.

 

[Abhi5467]

What did you mean by "other email"?!

BTW, they also offer 4% off on ASVs (100 cb on 2500 SV).
.

‘Other email’ means you have multiple Gmail accounts and send to that email as Gift card. Can you can use Amz Shopping Vouchers for recharge and bill payment?