HDFC Bank Millennia Debit Card & It's Benefits ❤️🔥

[D₹V]

Charges: 500 + GST.



Benefits:
• 5% cashback on PayZapp or Smartbuy
• 2.5% cashback on shopping i.e. on Flipkart, Amazon etc
• 1% on other transactions i.e. wallet loads, credit card payments etc
• Total rewards is capped at 400 RP/month
• Bonus - 5% cashback upto 1000 on Gift Vouchers purchase via Smartbuy per month. P.s. Smartbuy has introduced 2.5% & 3.25% + GST on ASV & AGV respectively.
• Cashback will be credited in 4 month after the transaction (i.e. 90 days), you can redeem via HDFC netbanking.
• You can get rewards worth ₹16,800 annually.



How to milk the benefits?
• If you use it on smartbuy only then 5% upto 400 (card benefits) + 5% upto 1000 (smartbuy bonus), total 1400 RP/month you'll be getting. Since Smartbuy charging convenience fees on AGV & ASV, better to buy Flipkart GV without convenience fee on smartbuy.
• For example, if you buy Flipkart GV worth 8k via Smartbuy with Millennia DC, you'll get 400 + 400 = 800 cashback, meaning 10% cashback on Flipkart GV.
• In another example, if you buy worth 20k, you'll get 1400 cashback, meaning 7% cashback on Flipkart GV. So buy accordingly as per your needs.
• If you use Millennia DC for 40k CC Payments worth 40k via Mobikwik, Paytm etc only, then 1% upto 400 cap will be over & you'll get 5% cashback upto 1000 if you purchase any GV via Smartbuy now.

Hope you've understood the benefits & enjoy the rewards ❤️. Ask if any query.

 

[bhauka11]

Ha le skte hain. Family valo ke naam pe le lo savings account.

What is the lowest MAB account in HDFC?

 

[varun__goel_]

What is the lowest MAB account in HDFC?

Digisave for under 25 age

MAB 2500/5000 for semi urban/urban

 

[doraemon]

What is the lowest MAB account in HDFC?

Bsbda
Ya fir 2500 mab regular savings account

 

[bhauka11]

Bsbda
Ya fir 2500 mab regular savings account

Can I open bsbda account online?

If not, then what's the procedure??

Does the bank staff open it easily?

 

[doraemon]

Can I open bsbda account online?

If not, then what's the procedure??

Does the bank staff open it easily?

Nope u have to visit branch for bsbda
They won't open easily
Better open regular online savings account and transfer it to some rural branch that will reduce the mab to 2500

 

[OptiCard]

Anyone used jio finance app & tried wallet loading with millenia debit card?

 

[varun__goel_]

Anyone used jio finance app & tried wallet loading with millenia debit card?

Why you wanna take chance when you have better alternatives present..?

 

[OptiCard]

Why you wanna take chance when you have better alternatives present..?

I am asking if anyone tried. There is nothing wrong with checking small amount.
I can see it's adding amount through debit card, UPI & netbanking so mostly can use it for paying credit card bills.
Only thing is still limited cards only there might be due to BBPS.

 

[doraemon]

I am asking if anyone tried. There is nothing wrong with checking small amount.
I can see it's adding amount through debit card, UPI & netbanking so mostly can use it for paying credit card bills.
Only thing is still limited cards only there might be due to BBPS.

better load in amajon
jio has got some freeze issues
check some threads here

 

[bhauka11]

better load in amajon
jio has got some freeze issues
check some threads here

I loaded 40k in amazon wallet on 30th march, will the 400 points be credited on 30th June??

(Asking as I'm new user of millennia DC)

 

[varun__goel_]

I loaded 40k in amazon wallet on 30th march, will the 400 points be credited on 30th June??

(Asking as I'm new user of millennia DC)

Yes should be received by june end

 

[doraemon]

I loaded 40k in amazon wallet on 30th march, will the 400 points be credited on 30th June??

(Asking as I'm new user of millennia DC)

Yes u will

 

[bhauka11]

Yes u will

Need little clarity..

And if I loaded on 2nd April, then points will be credited on 2nd July(90 days) or 31st July(end of month)??

 

[Anil_Singh]

Need little clarity..

And if I loaded on 2nd April, then points will be credited on 2nd July(90 days) or 31st July(end of month)??

By the end of the month..

 

[doraemon]

Need little clarity..

And if I loaded on 2nd April, then points will be credited on 2nd July(90 days) or 31st July(end of month)??

No matter when u do txn
U will get by 3rd month end
Month counting start from next month

Eg u did on 14 Feb
Monty counting will start on March 1st and u will get by may end

It's like that

 

[Sriim]

• If you use it on smartbuy only then 5% upto 400 (card benefits).[/I]

What is this card benefits? When i went through the millenia DC page, only 2.5% for online/1% for wallet load (max 400) + 5% on smartbuy (max 1000) is given in benefits.

Kindly share any T&C where the debit card specific 5% CB (max 400) on smartbuy gyftr is given

Thanks

 

[Trust Me]

What is this card benefits? When i went through the millenia DC page, only 2.5% for online/1% for wallet load (max 400) + 5% on smartbuy (max 1000) is given in benefits.

Kindly share any T&C where the debit card specific 5% CB (max 400) on smartbuy gyftr is given

The funny thing is, SmartBuy doesn't separately mention the Millennia DC, -- it's just clubbed with other cards! If you ask the Bank directly, they'd also point you to the very same SmartBuy page!

HDFC, for some reason, like to keep things vague! -- Not just for this, It's all pervasive in their affairs! Perhaps keeping options open for some potential nefarious purposes?! 🙂
.

 

[rixypanther]

मार्च महीने कि पैंशन आई क्या किसी कि ?

 

[bhauka11]

मार्च महीने कि पैंशन आई क्या किसी कि ?

Yes.. Checked just now

 

[Hemang]

Yes.. Checked just now

Nahi bhai. nhi aayi pension. koi naa umeed pe duniya kayam hai bhai.