HDFC Bank Pushing Me To Apply Credit Card

[dhiraz]

Hello Guys!
I Get Multiple Emails And HDFC Mobile App Notifications And Also Showing in The NetBanking To Apply For The Credit Card.
But Meanwhile
Me To HDFC Bank: Jab Tak LTF Nahi Doge Tab Tak Apply Nahi Karunga.

 

[Batmanbaba]

Wait for millenia

 

[dhiraz]

Wait for millenia

Yes I Won't Apply Unless I Get Higher Variant CC from HDFC.
Jhukega Nahi Sala.

 

[tiny]

even I am getting these offers since yesterday and I dont have any UNSECURED CC. Mine is a 2.5 months old account with 1.5L balance from past 1 month

 

[tiny]

Hello Guys!
I Get Multiple Emails And HDFC Mobile App Notifications And Also Showing in The NetBanking To Apply For The Credit Card.
But Meanwhile
Me To HDFC Bank: Jab Tak LTF Nahi Doge Tab Tak Apply Nahi Karunga Sala.

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how old is your acc and how much Balance do you maintain..?

 

[dhiraz]

how old is your acc and how much Balance do you maintain..?

I Opened My Account on 06-04-2022 and it is 3 Months, 10 Days Old.
And My Maintaining Amount Fluctuate

 

[tiny]

I Opened My Account on 06-04-2022 and it is 3 Months, 10 Days Old.
And My Maintaining Amount Fluctuate

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thanks for the detailed explanation...!!

 

[pjain2712]

I also received the similar preapproved offer but if I go to the apply link to check the card, I am getting below error: I had applied for Millennia card back in Feb month this year when I did not have any savings account in HDFC



Any idea who much is cooling period for HDFC, 6 months?

 

[pjain2712]

Did you contact HDFC branch

not yet, actually I am looking for Millenia unconditional LTF offer to trigger so will wait for sometime. By then I guess the cooling period also will get over.

 

[BankExpertIndia]

Dear Community Members

My Father Also Getting The Offer For HDFC Business MoneyBack (LTF)... Is This Cards Of Basic Cards We Should Accept With The So Called Preferred Account After Maintaining The AMB Of 2L.

 

[tiny]

not yet, actually I am looking for Millenia unconditional LTF offer to trigger so will wait for sometime. By then I guess the cooling period also will get over.

previously have you received any pre approved offer from HDFC...?

 

[pjain2712]

previously have you received any pre approved offer from HDFC...?

no, opened Savings Max account in mid of April this year.

 

[tiny]

no, opened Savings Max account in mid of April this year.

same I too opened my account in mid April and now I am in dilemma whether to get the card or to leave it. As I dont have any unsecured CC

 

[tiny]

No

I was offered the same ... By the way what's limit
I accepted because I didn't have any unsecured CC then

Wait until the pre approved offer is upgraded to Millennia/Regalia/Diner's Privilege LTF

All my offers are gone now. lol I dont know why

 

[SC_23]

I made a mistake and opted for moneyback+ a week later my parents got regalia offer

Now I am stuck with moneyback+

 

[SC_23]

Wait ... I was offered HDFC business moneyback with 75K limit, LTF

I had taken as then I didn't have any unsecured CCs

But later from this forum I came to know about HDFC pre approved offer upgrades

So I suggest you to wait for a better pre approved offer upgrade

As after CC issuance, HDFC does a lot of hue and cry for card limit and variant upgrade

Can confirm about pre approved offer upgrade

 

[tiny]

I made a mistake and opted for moneyback+ a week later my parents got regalia offer

Now I am stuck with moneyback+

your parents must be having a better credit profile than you maybe as already mentioned by few people here.

 

[BankExpertIndia]

No

I was offered the same ... By the way what's limit
I accepted because I didn't have any unsecured CC then

Wait until the pre approved offer is upgraded to Millennia/Regalia/Diner's Privilege LTF

The Limit Is Just Mere 50K After Maintaining The 2L AMB... SBI Gave Him Better Limit Of 1.18L Without Any Prior Relations... Today I Threatened The BM & Said That I Will Shift My Funds To Some Other Bank Account... I Am Not Accepting This Offer Because After 6 Months I Can Apply For Millenia Using C2C Process...

 

[BankExpertIndia]

I Opened My Account on 06-04-2022 and it is 3 Months, 10 Days Old.
And My Maintaining Amount Fluctuate

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How To Download This Kind Of Statement In Excel Format

 

[SC_23]

your parents must be having a better credit profile than you maybe as already mentioned by few people here.

True but my father was offered less limit than me HDFC is wild

I think I would have gotten another offer if I wasn't such a impatient fool