HDFC Bill Pay cashback post 00:00 for refreshed cap, works?

[frezcoop]

Hi folks,
so I was just wondering if anyone has tried to do credit card bill payment through HDFC Bill pay after 12 AM as the next month begins. Basically my query is whether if I do it, will I get the points as new month refreshes the 750 points cap. I am at the limit for this month.

 

[SSV]

Hi folks,
so I was just wondering if anyone has tried to do credit card bill payment through HDFC Bill pay after 12 AM as the next month begins. Basically my query is whether if I do it, will I get the points as new month refreshes the 750 points cap. I am at the limit for this month.

Yes . .
But give some more time rather than at 00:00:01

 

[frezcoop]

Yes . .
But give some more time rather than at 00:00:01

Makes sense, thanks!

 

[ccdc]

do after 1 hr...once i did a transaction at 12.38 am and it reflected in prev day date in statement..

 

[SSV]

do after 1 hr...once i did a transaction at 12.38 am and it reflected in prev day date in statement..

Hi folks,
so I was just wondering if anyone has tried to do credit card bill payment through HDFC Bill pay after 12 AM as the next month begins. Basically my query is whether if I do it, will I get the points as new month refreshes the 750 points cap. I am at the limit for this month.

yes this is correct... to avoid any unexpected turbulance better try
1) after afew hours like 2 am (if you are a late sleeper) or
2) early in the morning ( if you are a early sleeper.. but never between 12 and 1 am

 

[hema220]

What is the need to pay at midnight. Just sleep and pay when you wake-up

 

[SSV]

What is the need to pay at midnight. Just sleep and pay when you wake-up

Probably he has some Shubh Muhurth during that period !!

 

[frezcoop]

What is the need to pay at midnight. Just sleep and pay when you wake-up

Good question, I have a due date on one of my CC as 4th of April. So it's a race against time

 

[WhoU]

Good question, I have a due date on one of my CC as 4th of April. So it's a race against time

If you do at 12:05 am or 7 am, both transactions will mostly settle in same batch.

 

[frezcoop]

If you do at 12:05 am or 7 am, both transactions will mostly settle in same batch.

Same batch meaning April month right and not March? Anyway, I will do it at 2:00 AM now

 

[hema220]

Good question, I have a due date on one of my CC as 4th of April. So it's a race against time

few hours early in the same day, doesn't make any difference in payment settlement

 

[frezcoop]

few hours early in the same day, doesn't make any difference in payment settlement

Ideally it will settle in few hours and reflect by next day. But I am being extra cautious due to new Financial year start and Easter.

 

[SSV]

Ideally it will settle in few hours and reflect by next day. But I am being extra cautious due to new Financial year start and Easter.

Which bank cc bill you are paying for??

 

[frezcoop]

Which bank cc bill you are paying for??

The, now famous, bank which has devalued almost all of its cards recently - Axis .-.

 

[SSV]

The, now famous, bank which has devalued almost all of its cards recently - Axis .-.

Then it will take anytime from 3 to 7 days for settlement

 

[frezcoop]

Then it will take anytime from 3 to 7 days for settlement

Ya this is like a general guideline I guess. Last I made the minimum payment it got settled in hours. I even had the update on app next day.

 

[bigbyte]

Yes, transaction done on 30th for Axis ka naya bhai Citibank is still under settlement

 

[SSV]

Ya this is like a general guideline I guess. Last I made the minimum payment it got settled in hours. I even had the update on app next day.

Okay, if you are aware of this potential delay, all good

 

[frezcoop]

Did it around 2 AM and got sms from Axis that it is processed today at 2:48 PM. Good speed. Now let's see if I get the points. Anyway I have paid other CCs later in the day.

 

[bigbyte]

My Citibank payment is still awaited, reward points credited in debit card though.