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Hdfc now giving worst limits on c2c. Just 30 to 40% of existing card limit. Better not to go through c2c waySame, I also applied C2C by giving Kotak 125K statement but got millennia with only 40K Limit
No bro, recently my frd applied with hsbc 1.8L but received 48k milinia only.Haven't applied c2c, but in most cases HDFC do limit match.
sometimes HDFC doesn't consider card limit & just approves the card on Cibil basis,this seems the caseNo bro, recently my frd applied with hsbc 1.8L but received 48k milinia only.
His cibil is 770 and has all cards above 1.5L limitsometimes HDFC doesn't consider card limit & just approves the card on Cibil basis,this seems the case
I said "usually". The limit is something no one can give assurance. It totally depends on underwriterNo bro, recently my frd applied with hsbc 1.8L but received 48k milinia only.
They allot limit on basis of payslip,c2c or cibil.His cibil is 770 and has all cards above 1.5L limit
R u from hdfc internal team bro?They allot limit on basis of payslip,c2c or cibil.
recently one banker having 80k limit on icici card applied c2c & got a meagre limit of 20k. we were uncertain until we checked his application was accepted on cibil basis & card limit nit even considered.
No,Just know few things.R u from hdfc internal team bro?
Hdfc not matching limits these days, they restricting limits recently. Previously all people got either same limit or more than old card limit. These days all getting low limits on c2cNo,Just know few things.
Applied Millenia with Apay ICICI of 50K limit. Got 1.5L limit on Millenia LTF. Salary slips provided as supporting docs.Anybody applied hdfc recently using c2c method?
Whats ur old card limit and how much limit hdfc given?
If we have prepared offer, c2c doesn't matter bro, they will approve preapproved offer only even if u apply through payslips or c2c. I too experienced itI applied with apay card limit of 1.9l and got approved millennia with 63k 🥲
(Actually it was the same limit i was getting as pre approved shown in my netbanking) after 3 days of applying C2C and getting approved..my pre approved limit was 2L.But i already received the card. So I compromised with the 63k only 😂
In pre approved offer, you neither need payslips, nor C2C. Just confirm the address and you will get the card. The limit is pre-determined for you beforehand.If we have prepared offer, c2c doesn't matter bro, they will approve preapproved offer only even if u apply through payslips or c2c. I too experienced it
Understand the context bro, he got preapproved offer of low limit, he didn't like it. So applied offline with c2c method, ended up getting preapproved offer card and limit onlyIn pre approved offer, you neither need payslips, nor C2C. Just confirm the address and you will get the card. The limit is pre-determined for you beforehand.
Oh I got this now. But also applying c2c with payslips (offline) yelds much more credit limit that c2c card alone. I got 1.5L limit on millenia c2c with Icici apay card of just 50KUnderstand the context bro, he got preapproved offer of low limit, he didn't like it. So applied offline with c2c method, ended up getting preapproved offer card and limit only
Look, there are 2 pointsAnybody applied hdfc recently using c2c method?
Whats ur old card limit and how much limit hdfc given?
I don't think so,Look, there are 2 points
No 1- if your existing credit card utilised by you more than 75% and you pay the bill just before the last payment due date then hdfc will give you the credit limit as per your monthly income (it's called IDVR)
No 2- if you are paying huge EMI monthly then hdfc will calculate your monthly expenditure and income after that hdfc will give you the credit limit