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HDFC C2C timeline

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BUDHRAJ said:
So your application wasn’t even submitted ?

Well you should know about this like if your work address is of different cities or dist between home and work is more than 100km they will 100% reject

Well what you can do is just put address of nearby office of same company.. it works sometimes
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The reason it was not submitted was because they needed an exception approval from someone higher up, so that it does not get rejected due to the distance criteria.
I'm supposed to get the verification call tomorrow, hopefully.
 
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I had applied on 26th of Oct but the RM didn’t process it only.

I complained about it today morning and in the evening she uploaded the docs.

She said that ill be receiving a call tomorrow to confirm the details.

Just now i got a CIBIL inquiry and also application number generated on the website.

Will update you if I receive a call tomorrow
 
Is it better to go to HDFC branch for C2C or through agent? I spoke to both but I think branch staff is not interested to give me a card 🙂
 
2sqrd said:
The reason it was not submitted was because they needed an exception approval from someone higher up, so that it does not get rejected due to the distance criteria.
I'm supposed to get the verification call tomorrow, hopefully.
Click to expand...
What is the distance criteria? I too heard like that. My office is in Bangalore but I am applying from my hometown in Kerala. Someone told me distance between office address and residence should be less than 150km or so. How else will they take the application otherwise?
 
cardio_guy said:
What is the distance criteria? I too heard like that. My office is in Bangalore but I am applying from my hometown in Kerala. Someone told me distance between office address and residence should be less than 150km or so. How else will they take the application otherwise?
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My case is same(Bangalore, Kerala) as well,though I heard the distance is ~100km. From what they say, they need approval from someone higher up (Area Manager, I think) so that it's not rejected.
 
How many verification calls are received? I applied for the big one offline and received first verification call after 8 days but then I missed 2 calls from +91 40-38271949. Not sure if it’s from HDFC as well. Can anyone confirm please?
 
stech18 said:
How many verification calls are received? I applied for the big one offline and received first verification call after 8 days but then I missed 2 calls from +91 40-38271949. Not sure if it’s from HDFC as well. Can anyone confirm please?
Click to expand...
Banks will try to reach you thrice.
 
cardio_guy said:
What is the distance criteria? I too heard like that. My office is in Bangalore but I am applying from my hometown in Kerala. Someone told me distance between office address and residence should be less than 150km or so. How else will they take the application otherwise?
Click to expand...
Incase of hdfc it don't offer card in work from home scenario ( office/residence distance more than 100 km or different cities).
 
I am trying again this week. The branch staff told that I can give a shop address nearby as work address. Just tell the shop guy that you have given the address and ask him to confirm while doing address verification. If you know any friend of yours just catch hold of him and get it done
 
cardio_guy said:
I am trying again this week. The branch staff told that I can give a shop address nearby as work address. Just tell the shop guy that you have given the address and ask him to confirm while doing address verification. If you know any friend of yours just catch hold of him and get it done
Click to expand...
Nope don't do that if you are a salaried employee.
 
2sqrd said:
Card got declined in the 1st go, since I was WFH (even though CC executive had supposedly got approval for the same). I escalated with the Branch Manager, and the card got approved after he followed up.
Click to expand...
limit you got and what docs u used as surrogate?
 
0xfallup said:
limit you got and what docs u used as surrogate?
Click to expand...
HDFC Millenia with 2L limit.

Aadhaar, PAN, past 3 months ICICI credit card statements, email confirmation sent from work email, photo of employment badge, employment verification letter. 2 verification calls + 1 house visit. The only thing they did not ask me for was a notarized certificate to prove that I am still alive, though I'm pretty sure they forgot it this one time 😏.
 
2sqrd said:
HDFC Millenia with 2L limit.

Aadhaar, PAN, past 3 months ICICI credit card statements, email confirmation sent from work email, photo of employment badge, employment verification letter. 2 verification calls + 1 house visit. The only thing they did not ask me for was a notarized certificate to prove that I am still alive, though I'm pretty sure they forgot it this one time 😏.
Click to expand...
icici credit card limit?
 
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