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HDFC cards LTF available plus 1.5k Voucher

"It seems that you have recently applied for a credit card. Hence we will not be able to proceed with your current application."

Unable to find any ways to avoid this message.
Only HDFC Card I hold is Tata Neu Plus and I got it before 18 months.
Never applied for any HDFC card in this 18 months.
If u have TN or any hdfc co branded cards it is very difficult or sometimes impossible to get any other hdfc core cards
U've to either upgrade or close existing card
 
For me it was showing Diners Club Black Metal and Regalia Gold as Chargeable cards and Tata Nue Infinity as LTF.

Applied for Diners Club Black Metal CC paid version, if approved will ask for LTF or FYF else will not activate the card 😁.
wonderful, try the thirty day trick - do not activate the card
 
Hi guys, I applied for the freedom card (mainly for Amazon/Flipkart sales) last week and the application is still in progress.
What is the best course of action to instead opt for a DCP or Millennia according to this offer?
Should I not activate the card and try applying for one of the new ones? or should I activate it and close it asap?
 
Yes, but it's risky
I'm in similar situation, closed swiggy cc today and closing TNI soon

There's no guarantee that we get millennia with same limit or above so, think before u close ur swiggy card as it is LTF do this if u seriously need a core card
My mom has millennia so I was thinking to get Swiggy LTF for her then close mine what say 🤔
 
My mom has millennia so I was thinking to get Swiggy LTF for her then close mine what say 🤔
Good idea

U can't get ltf swiggy through hdfc website as ur mom is ETB customer
Only way is to apply through swiggy app if ltf offer is available


So, check her swiggy app if no ltf offer then try ur luck from their website
 
If someone is ETB but no HDFC CC yet.
What is the floor limit for them to issue Millenia?
Have IDFC select, limit 97 thousand 5 hundred.
 
If someone is ETB but no HDFC CC yet.
What is the floor limit for them to issue Millenia?
Have IDFC select, limit 97 thousand 5 hundred.
1 lakh floor limit of millennia

How you got select at 97k earlier they told me it requires more than 2l limit and then they upgraded mine after increasing credit limit
 
If someone is ETB but no HDFC CC yet.
What is the floor limit for them to issue Millenia?
Have IDFC select, limit 97 thousand 5 hundred.
Usually it is 1L
If pre approved then floor limit may start with 80k or even less it depends on various factors
 
1 lakh floor limit of millennia

How you got select at 97k earlier they told me it requires more than 2l limit and then they upgraded mine after increasing credit limit
It was Pre approved offer. IDFC select CC 70K limit, I guess 1.5 years ago
Then with no usage, they enhanced limit automatically to 97500 😁
 
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