Same is the issue with me but. now I know why having seen this screenshot. Also, I wonder what is wrong with HDFC Bank as they upgraded my regular savings account (Standard) to PRIME and after a few days, it got downgraded to Standard again. AND few weeks ago a mail was received from HDFC notifying me an increment in Platinum Debit Card annual charges from 750/- per annum to 850/- per annum.