Yes, they increased mine as well. The original limit was 32K, then it got increased to 64K in one year. This is still the lowest limit across all my cards.
I have no idea on this because as of now i only hold one HDFC Card that is HDFC Tata Neu Plus.
I guess they don't give u core card now ask some experts here
Yes. Usually everyone suggests to close the Tata Neu Plus Card then apply for Millennia offline after few months.
In these cases,,a simple rule need to be followed.
Generally Yes. with some rare exceptions..
It is a very complicated formula
Exactly, it's complicated. At Axis Bank, it's generally three times your salary if you have a salary account with them. I'm not sure about HDFC, but there's a high chance of a limit increase if your limit is lower than your monthly salary. Try your luck by raising a request with Grievance.Redressalcc@hdfcbank.com and attach your last three months salary slips.
You can DM me the actual values, then I can suggest something with my gut feel…if you feel like
By the way, according to you what is the best way to request a bank to convert our card to a lifetime free card? Is it by mentioning how much I use the card, pointing out how useless the card is, quoting all the devaluations, highlighting my on-time payments, referencing my CIBIL score, comparing with other cards I have, or something else?
I got Alumni Program DCB few years back and since then no LE and anything an offline CC guy told its same story with all Alumni Program CC holders at HDFC
No negative factors should be discussed like devaluation, uselessness etc…
I never paid minimum dues, never paid any charges, no interest, no ATM withdrawals, no EMI transactions.
