HDFC CCs Rewards Pt. Redemption | Croma eGC ₹1000 @2400 pts. (Is it normally available?)

[SiddharthR]

For HDFC Business Moneyback CC holders, don't know about other HDFC CCs
@Chaitanya-a
Is this normally available or is it miscalculated?

 

[Chaitanya-a]

For HDFC Business Moneyback CC holders, don't know about other HDFC CCsView attachment 12409
@Chaitanya-a
Is this normally available or is it miscalculated?

Never visited their rewards store 😂

 

[SiddharthR]

upto 40p normally available with cards like Times, Regalia. Usually Pizzahut occupies this space, seems like out of luck you got 'Croma' which normally available at 25p, redeem if you have points and need that, next time it may not available.

I got them (2 @4800pts.),

HDFC ne thodi pi rakhi hai,
(For HDFC Business Moneyback CC) Croma GC:
₹500 @9600pts.
₹1000 @2400pts.
₹2000 @13300pts.

 

[SiddharthR]

View attachment 12433
Congrats!

Still same for Business Moneyback 😂 (GV316)
👇

 

[Chaitanya-a]

Still same for Business Moneyback 😂 (GV316)
👇
View attachment 12434

Same on my basic Moneyback card

 

[Chaitanya-a]

But what will you purchase with upto 5000 in Croma? I saw that offline has limited coupons for single order, and usually items >10K (general household or electronics items). And I think this coupon will expiry in 1 year.

Off topic but is it worth to take paid Millenia over LTF Moneyback? I already hold Apay and Flipkart card. So only use of that would be billpay & GVs via Amazon to get 5% cb.
@SiddharthR

 

[WhoU]

Off topic but is it worth to take paid Millenia over LTF Moneyback? I already hold Apay and Flipkart card. So only use of that would be billpay & GVs via Amazon to get 5% cb.
@SiddharthR

Not at all. Millenia would be paid. Apay and FK should be more than okay for all your needs. Millenia technically will not give 5% on amazon billpay once their bug is fixed, so you never know.

 

[Chaitanya-a]

Not at all. Millenia would be paid. Apay and FK should be more than okay for all your needs. Millenia technically will not give 5% on amazon billpay once their bug is fixed, so you never know.

And HDFC isn't running that LTF conversion in 90 days offer as well

 

[sv004]

Off topic but is it worth to take paid Millenia over LTF Moneyback? I already hold Apay and Flipkart card. So only use of that would be billpay & GVs via Amazon to get 5% cb.
@SiddharthR

Offcourse millennia over moneyback anyday. Millennia 1lac spend u can cross easily. Much better reward rate than moneyback plus

 

[Chaitanya-a]

If your spends are good in that moneyback, actually you can request for LTF after spending for atleast 1 year, note spends must be double the annual fee waiver range of Millennia to increase your chances

Then it won't happen😂 have to bear with Moneyback only. As I've better cards to get rewards instead of paying with Moneyback.

 

[SiddharthR]

Off topic but is it worth to take paid Millenia over LTF Moneyback? I already hold Apay and Flipkart card. So only use of that would be billpay & GVs via Amazon to get 5% cb.
@SiddharthR

Use your MoneyBack on Smartbuy for Amazon GC & enjoy 3.5% cb on bill pay
Moreover, get ASV from Smartbuy & get 5% cb & then buy GVs from Amazon