HDFC Converting Regular savings to Savings Max will reverse existing debit card annual charge?

[armani]

Currently I am having HDFC regular savings account with 10k mab and having easyshot rewards debit card. I want to upgrade to savings max to get the Platinum debit card free. But last month(may 2024) only the annual charge deducted for the debit card.

If Convert my account saving max i will get the platinum card free and can they revert the previous rewards debit card charges? For the conversion can I do it online or visit branch which is better?

TIA

 

[Wealth is my birth right!]

Currently I am having HDFC regular savings account with 10k mab and having easyshot rewards debit card. I want to upgrade to savings max to get the Platinum debit card free. But last month(may 2024) only the annual charge deducted for the debit card.

If Convert my account saving max i will get the platinum card free and can they revert the previous rewards debit card charges? For the conversion can I do it online or visit branch which is better?

TIA

No in my opinion they won’t reverse easily
Always we should take decisions before a card anniversary
Upgrade account with 25k mab and get platinum before upgrade check with local branch ppl

 

[s1t2y3a3m6]

Currently I am having HDFC regular savings account with 10k mab and having easyshot rewards debit card. I want to upgrade to savings max to get the Platinum debit card free. But last month(may 2024) only the annual charge deducted for the debit card.

If Convert my account saving max i will get the platinum card free and can they revert the previous rewards debit card charges? For the conversion can I do it online or visit branch which is better?

TIA

N O O

 

[armani]

So I am getting credit card bills of more than 75k each month, is it wise to get paid platinum debit card(for 1% rewards) with existing savings account OR convert to savings max with free platinum debit card?

 

[s1t2y3a3m6]

So I am getting credit card bills of more than 75k each month, is it wise to get paid platinum debit card(for 1% rewards) with existing savings account OR convert to savings max with free platinum debit card?

Convert to save max

 

[smuff]

So I am getting credit card bills of more than 75k each month, is it wise to get paid platinum debit card(for 1% rewards) with existing savings account OR convert to savings max with free platinum debit card?

Make sense if your credit card is non HDFC. You wont get any cashback for paying HDFC CC bill with platinum DC.

 

[SSV]

So I am getting credit card bills of more than 75k each month, is it wise to get paid platinum debit card(for 1% rewards) with existing savings account OR convert to savings max with free platinum debit card?

Convert it to Savings Max and use Platinum DC (free for Saving Max) for CC payemtns via HDFC Bill Pay to get 750 CB..
This is correct ..
Use the link below and the entire process is online done in a few mintues.

Account upgrade can be done via online but not downgrade.. For downgrade you have to visit the branch..

Link .. to change Account Type to Savings Max

All the best

Home · Customer Journey

The current DC fee waiver - is not likely possible .. Forget about it..
You can save more using Platinum DC than your DC charges ..

 

[armani]

Thanks all. I will upgrade to Savings Max

 

[armani]

OK. I changed the account type through Insta services online and got the confirmation email/sms as well. But it is not updated in the app/web. Called the customer care and confirmed that it is NOT updated in their system as well.

So how long will it take to update(as per cc from branch the change will take 7days and they have no idea through Insta)?
Do I need to apply/upgrade the debit after the update only OR can I request the debit card now?

 

[agrprashantagrprashant is verified member.]

OK. I changed the account type through Insta services online and got the confirmation email/sms as well. But it is not updated in the app/web. Called the customer care and confirmed that it is NOT updated in their system as well.

So how long will it take to update(as per cc from branch the change will take 7days and they have no idea through Insta)?
Do I need to apply/upgrade the debit after the update only OR can I request the debit card now?

Think you should wait till it's registered in their system.