Axis library and Hdfc regular savings account

[MrKant]

I pay minimum 50-100k credit card
I want to open a savings account for Cashback/Benefits.

Which one is good ?

Axis Bank liberty with 25k AMB
Not sure but some says spend 25k AMB zero
And some short or weekly cash-back that i don’t understand how.

Hdfc regular 2.5K to 10K AMB with millennia
And 1% (400 max) wallet reload/cc bill via some short of tricks

Don’t understand that 2.5% CB In millennia dc ? (Img below)

 

[helloworld]

I appreciate the confidence that you have regarding this question, that no one in this forum got the similar question..

Anyway, regarding your question..

Credit Card Bill Payment

Everything related to credit card bill payments here

www.technofino.in

 

[Kumar93196]

Millenia dc gives 2.5% CB on online spends everywhere you spend except wallet load.

And if you use payzapp(hdfc's utility payment app) and smartbuy (hdfc's portal for Gift voucher) you will get 5% CB as cash points.


Max you can earn in a month is 400 which is credited to you after 90days.

 

[helloworld]

Millenia dc gives 2.5% CB on online spends everywhere you spend except wallet load.

And if you use payzapp(hdfc's utility payment app) and smartbuy (hdfc's portal for Gift voucher) you will get 5% CB as cash points.


Max you can earn in a month is 400 which is credited to you after 90days.

Are you sure 2.5% everywhere? all mccs?

Are you certain payzapp provides 5% CB for all transactions?

 

[MrKant]

Are you sure 2.5% everywhere? all mccs?

Are you certain payzapp provides 5% CB for all transactions?

Yes payzap and smartbuy no hidden t&c

 

[Kumar93196]

Are you sure 2.5% everywhere? all mccs?

Are you certain payzapp provides 5% CB for all transactions?

Yes

 

[helloworld]

Yes

FYI



and it doesn't work on where mcc related to below categories..

https://www.hdfcbank.com/content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f/?path=/Personal/Pay/Cards/Millennia%20Cards/Millennia%20Debit%20Card/Millenia-MCC-Exclusion-%282%29.pdf

Anycase, both read this thread (I don't think we need another thread to explain all these but anycase, existing one)

Credit Card Bill Payment

Everything related to credit card bill payments here

www.technofino.in

 

[NShah]

Axis Bank liberty with 25k AMB
Not sure but some says spend 25k AMB zero
And some short or weekly cash-back that i don’t understand how.

Thread 'Axis Bank Liberty Savings Account Benefits' https://www.technofino.in/community/threads/axis-bank-liberty-savings-account-benefits.1504/

Don’t understand that 2.5% CB In millennia dc ?

2.5% online spend
Spend other than wallet load and exclude category