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hdfc cooldown period to re-apply the same card

aryanraj

TF Select
So i closed my swiggy card in hope to get a ltf conversion in september and now it is LTF for limited time but i am not able to apply directly and shows "It seems that you have recently applied for a credit card. Hence we will not be able to proceed with your current application." however i don't see any application.

what is the cooldown period and is there any chance of getting it after closing the same variant?

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So i closed my swiggy card in hope to get a ltf conversion in september and now it is LTF for limited time but i am not able to apply directly and shows "It seems that you have recently applied for a credit card. Hence we will not be able to proceed with your current application." however i don't see any application.

what is the cooldown period and is there any chance of getting it after closing the same variant?

View attachment 75103
Cool down period is 3 months.
But if u want your old card to be activated again. Try mailing to priority redressal, they might activate closed card.
 
there is no reason to reopen closed card as that was paid. i asked them to make it ltf or close, they closed it. i will try after cooldown period if ltf offer remains available.
 
So i closed my swiggy card in hope to get a ltf conversion in september and now it is LTF for limited time but i am not able to apply directly and shows "It seems that you have recently applied for a credit card. Hence we will not be able to proceed with your current application." however i don't see any application.

what is the cooldown period and is there any chance of getting it after closing the same variant?

View attachment 75103
Apply with different number but make sure that you simultaneously update your existing card number to the new number online. It takes 2 days to update. I did the same and got my card approved.
 
Apply with different number but make sure that you simultaneously update your existing card number to the new number online. It takes 2 days to update. I did the same and got my card approved.
If I apply with a different number, will not the above error occur? Will my application be accepted since I have an HDFC account?
 
If I apply with a different number, will not the above error occur? Will my application be accepted since I have an HDFC account?
As recommended by Mohit, first update the number. Secondly, have you competed the 3 months cooling period? My suggestion would be, first take any core card and then you can take additional co-branded floater cards.
 
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