So, a friend of mine is getting Swiggy LTF on the mobile app. He has no credit history, so obviously no other core HDFC Card. He is having salary account in HDFC, around 1L per month. I heard in this forum that getting core card gets harder if you already have a non core, so how to proceed here? Most likely he won't get good options while applying online due to no CIBIL. Currently no RM assigned to him as he is in standard banking.
He is quite a swiggy user (I thought they give it to irregular users?), and wants to get access to the card asap, but doesn't want to block his way towards core card. But if he gets a core now, it will be very lower variant and would be hard to get upgraded. In HDFC Netbanking offers section he is getting an offer for LTF card upto 1L limit. How should he proceed?
He is quite a swiggy user (I thought they give it to irregular users?), and wants to get access to the card asap, but doesn't want to block his way towards core card. But if he gets a core now, it will be very lower variant and would be hard to get upgraded. In HDFC Netbanking offers section he is getting an offer for LTF card upto 1L limit. How should he proceed?