HDFC Credit card Closure and Reapplying

[aniruddh]

I am holding HDFC Millennia card with 1L limit since past 3 years, NO LE, whereas my other card limits are between 5-7L.
Anyone here closed HDFC card and applied for New card?
How many months cool off and did you get higher limit?

 

[R@ndomiz€r]

I'm also planning to do the same considering my LTF Regalia is useless except for Smartbuy usage and Tata Neu is okay as I have FYF and HDFC denied making it LTF I will comfortably hit the milestone for making it free so might retain it. For some reason, HDFC had my defunct Moneyback card still active in netbanking and CIBIL additionally it is also linked to my Regalia which I suspect is causing HDFC to not give me uogrades or LE. I have a couple of EMIs on Regalia and intend to close it by next March or so. And, freshly apply for a better card ir maybe not at all considering Tata Neu is a better card to have than Regalia Gold atm. I'd use my Airtel Axis, AMEX cards for my usage and see what HDFC offers me as pre approved offer to proceed.

I just hope having a co-branded card active won't impact me in getting a new card from HDFC considering how shitty they are.

 

[r1210user]

Applied via branch? Using c2c or income proof? If c2c, Which card did you use?

Applied through agent. Only adhar and pan card. My salary account is with HDFC Bank.

 

[sathish593]

Anyone closed tata neu card and reapplied?

 

[Akash_Aryan]

Anyone closed tata neu card and reapplied?

Yes. I closed my Tata Neu Card in January and reapplied in October. Also received the card.

 

[Strange]

reapplied

through TATA NEU app using the same mobile number?

 

[Akash_Aryan]

through TATA NEU app using the same mobile number?

Yes same tata neu account

 

[prashu]

Yes same tata neu account

I have hdfc virtual rupay card and mb+. Is it possible to get tata nue card ?

 

[binno]

I have hdfc virtual rupay card and mb+. Is it possible to get tata nue card ?

yes 100% for sure

 

[prashu]

yes 100% for sure

I applied for tata two times but it is declined

 

[binno]

I applied for tata two times but it is declined

might be some other reason not that u already hold these cards thats why its declined

 

[prashu]

might be some other reason not that u already hold these cards thats why its declined

When i asked for the reason, RM replied it is rejected as i already holding one rupay cc

 

[cryoengine]

Closed yesterday all cards , will reapply soon and update

Any update on this? did you get any pre-approved offer after closing?

 

[0xfallup]

Any update on this? did you get any pre-approved offer after closing?

getting 84k pre-approved offers from past 45 days , maintained around 1.25L

 

[Strange]

getting 84k pre-approved offers from past 45 days , maintained around 1.25L

Card variant? .

 

[0xfallup]

Card variant? .

one and only mb+ and iocl 🙂

 

[Rohith-2009]

one and only mb+ and iocl 🙂

You ask millenia to grievance.redressalcc@hdfcbank.com

 

[thereguser]

Yeah, will close next month. Lets see what their retention team has to offer if any

did you close your card?

 

[prashu]

getting 84k pre-approved offers from past 45 days , maintained around 1.25L

How long you maintained 1.2L ?

 

[0xfallup]

How long you maintained 1.2L ?

every month .

 

[krishc]

For some reason, HDFC had my defunct Moneyback card still active in netbanking and CIBIL additionally it is also linked to my Regalia

For me my closed LTF Regalia is still showing in their netbanking as active (even though it is marked closed in CIBIL and I've email confirmation), the co-branded card I've is showing correctly in CIBIL but not showing in their net banking at all.