Can you guys please share how much credit limit you have for your HDFC credit card, how old that card is, your monthly spending on that card, and your monthly salary, I need this to make my escalated case to raise the Limit enhancement request.
HDFC Millenia - 1Lakhs Limit
6 months old
earlier was around 1 lakh per quarter.
using only when accelerated rewards websites. as my card variant is Diners Club(not acceptable Offline much)
fall under 8lakhs/annum
After reading multiple posts, thinking of closing my 2 existing HDFC CC and apply fresh after 6 months. Having good NRV, usage is regular, no late payments, CIBIL is 788. Still my HDFC CC has 59k limit, no increase in last 4 years. Hopelessly waiting, so closing card is good idea ? Any suggestions?
Can you guys please share how much credit limit you have for your HDFC credit card, how old that card is, your monthly spending on that card, and your monthly salary, I need this to make my escalated case to raise the Limit enhancement request.
Waited for 4 years and no LE, when I call CC they say you are not using full limit so we are not increasing the Limit hence. Next time they say use just 50 percent. HDFC cards are bit frustrating, AMEX is good.