Swiggy HDFC Credit Card Limit

[Nova]

I applied for the Swiggy LTF HDFC credit card as I frequently order from Swiggy. I spend 6-7k per month, with 90% of that spent on groceries.

A limit of 15k was given on the Swiggy HDFC CC, but when I was applying for the card, the estimated limit mentioned was 75k. I also took screenshot during the process. When I reached out to the bank by phone, the executive told me, "the limit was mentioned as up to 75k, but the bank decided to grant you 15k."

I would also like to mention that I have an IDFC First Millennia card with a limit of 40k and an Amazon Pay ICICI card with a limit of 1.4 lakh. My CIBIL score is 791.

How can I get the limit increased?

 

[Wealth is my birth right!]

estimate is upto that limit but not assured
do u have any other hdfc card?

 

[AkashnAkashn is verified member.]

Nothing can be done in this case. You can provide income proof (salary slip/itr) and get it increased.

 

[Nova]

estimate is upto that limit but not assured
do u have any other hdfc card?

No, I don't have any other HDFC credit cards

 

[Wealth is my birth right!]

No, I don't have any other HDFC credit cards

use with 15k limit for 3 months they may give LE

 

[cool_jazz]

Haha me to got 15k, as ist card from HDFC , so worriers 😅 but mine is Paid, applied from site.

 

[ImKushal]

Hey everyone,

I wanted to share my frustrating experience with the HDFC BizGrow Credit Card. After an initial rejection, the card was approved following a grievance, but with a very low limit of ₹15,000. Despite my request not to activate it until a suitable limit was granted, HDFC activated the card and added it to my CIBIL report.

This isn't my first issue with HDFC. I closed my previous MoneyBack Business Card due to a similarly low limit of ₹16,000, despite applying for C2C with a ₹60,000 limit. After months of trying to get a limit increase, I gave up and closed the card.

Now, with another low limit on this new card, I’m unsure whether to activate it or close it again. Has anyone faced similar issues? Any advice on dealing with HDFC or getting a better limit would be appreciated!