HDFC Credit Card reported to CIBIL in the same month of issuance

[Anil_Singh]

My HDFC Millennia Credit Card approved and got delivered on 26th Feb 2023. Added the card to CRED on the same day that made a payment of Rs.1 on my HDFC CC.

I just happen to check my CIBIL Score on my Google Pay app and found out that my CIBIL dropped by 9 points. To my surprise, HDFC already reported the newly delivered card to CIBIL along with Feb payment i.e, Rs.1.

My billing date is 10th, so my 1st bill is not even generated.

Can HDFC do this?

 

[RAMESH BABU N]

Its not about enquiry, its about reporting to CIBIL even before bill generation.

You can't question them or their action. Until n unless you know the complete terms n conditions of reporting between CIBIL and Banks.

 

[Akashn]

My issue is opp. HDFC is not reporting card in CIBI after 1 month also. Please suggest how get HDFC to update CIBIL.

Wait 3 months

 

[SSV]

My issue is opp. HDFC is not reporting card in CIBI after 1 month also. Please suggest how get HDFC to update CIBIL.

wait time = minimum 45 days and max 120 days.
After 120 days , contact CC. and report here .. thanks