DCB HDFC Diners Club Black Metal Credit Card

[bonheur]

Hmm, HDFC looks set to introduce a metal version of DCB that raises the daily and monthly cap of the current PVC DCB.

 

[gamersgzb]

Thank you. Will go tomorrow and do this.
Just one more question, do I need to take the print out of the form from HDFC site or will the branch will be able to help with that?

Also, just realised that I can't add Diners card for Samsung pay
Searching a bit more showed that there are lot of acceptance issues especially for tap and pay
Is this the same in tier 1 city? Like Delhi and Mumbai?

I've just been upgraded from Regalia to this so didn't have much idea

Not sure about the tap and pay but acceptance issue are less now a days.. as diners card is accepted at all pos which accept rupay.. i am using card for two months in Delhi NCR..

 

[SumitSingh]

Not sure about the tap and pay but acceptance issue are less now a days.. as diners card is accepted at all pos which accept rupay.. i am using card for two months in Delhi NCR..

This is helpful, thank you.

 

[cardy]

I strong feel DCB will be devalued just like DCP as they have issued too many LTF cards. They might keep the fees same as DCB just like Regalia Gold

2023 is a devaluation year.

 

[ashwin101]

I have a Regalia First with 5.8L limit, have asked for DCB Metal.

Hopefully it goes through 🤞.

RM said that first 3 months if I spend 1.5L, card will be free for the first year.
Second year onwards 10,000 + GST.

My goal is to spend >8L in 6 months and then try to apply for Infinia paid.

I have a backup card (IDFC Wealth) in places where Diners is not accepted.

 

[Pawan_KS]

I have a Regalia First with 5.8L limit, have asked for DCB Metal.

Hopefully it goes through 🤞.

RM said that first 3 months if I spend 1.5L, card will be free for the first year.
Second year onwards 10,000 + GST.

My goal is to spend >8L in 6 months and then try to apply for Infinia paid.

I have a backup card (IDFC Wealth) in places where Diners is not accepted.

Axis atlas is better than idfc wealth and dcb in many cases. it gives flat 4% return if redeeming in miles and 7.2% for accor. Also if use the card for flights and hotels it could give return of 10% for miles and 18% for accor.
This is what i believe.

 

[ashwin101]

Axis atlas is better than idfc wealth and dcb in many cases. it gives flat 4% return if redeeming in miles and 7.2% for accor. Also if use the card for flights and hotels it could gobe return of 10% for miles and 18% for accor.
This is what i believe.

I see, that sounds appealing. Problem is that I do not have a relationship with Axis. I might have to shift my salary account from HDFC to Axis to do this. I'm considering it if they do not upgrade the Regalia First card (which is a useless card after all the devaluations now in my opinion)

 

[Pawan_KS]

I see, that sounds appealing. Problem is that I do not have a relationship with Axis. I might have to shift my salary account from HDFC to Axis to do this. I'm considering it if they do not upgrade the Regalia First card (which is a useless card after all the devaluations now in my opinion)

There is no need to have account with axis to get credit card. axis bank provide credit card on card to card basis.

 

[PSY]

Hi everyone, just a quick question
I've recieved my DCB Metal today and I want to apply for an add on card. This person doesn't have HDFC account. What would be the fastest way of getting the add on card?
1.Mailing the documents myself to Chennai
2.taking help from branch and submitting documents there
3.Emailing the grievance team and asking them to take documents online?

Also, would it be possible to get the card before 20th of this month?

Fastest would be opening a HDFC account and then applying for Add-on card 🤣

 

[PSY]

Thank you. Will go tomorrow and do this.
Just one more question, do I need to take the print out of the form from HDFC site or will the branch will be able to help with that?

Also, just realised that I can't add Diners card for Samsung pay
Searching a bit more showed that there are lot of acceptance issues especially for tap and pay
Is this the same in tier 1 city? Like Delhi and Mumbai?

I've just been upgraded from Regalia to this so didn't have much idea

I have faced acceptance issue only once, that too in a hospital around a year back. This was in Patna, Tier-2 city. Have never faced any issue in Bangalore/Delhi.
Tap and pay issues are very frequent though!

 

[SumitSingh]

I have faced acceptance issue only once, that too in a hospital around a year back. This was in Patna, Tier-2 city. Have never faced any issue in Bangalore/Delhi.
Tap and pay issues are very frequent though!

is there any reason why Tap and Pay won't work but swiping the card will?

 

[ashwin101]

There is no need to have account with axis to get credit card. axis bank provide credit card on card to card basis.

Ah yes, right. But with axis priority account we are able to get two cards LTF, I thought that I’d use that, take Axis Select and Atlas.

 

[ashwin101]

Hi everyone, just a quick question
I've recieved my DCB Metal today and I want to apply for an add on card. This person doesn't have HDFC account. What would be the fastest way of getting the add on card?
1.Mailing the documents myself to Chennai
2.taking help from branch and submitting documents there
3.Emailing the grievance team and asking them to take documents online?

Also, would it be possible to get the card before 20th of this month?

I did the second option, went to the branch, they helped me with the application. Since the person does not have an hdfc bank account, I had to give:
1. Address proof
2. PAN Card
3. Passport photo

The xerox has to be signed by you and the person.

They said that it’ll take a while, will let you know once i get the cards. Also this person has to be a blood relative. Just a FYI. I’ll attach the application here.

I’ll also leave the form to upgrade the credit card, seems like the option to upgrade to DCP is no longer there.

 

[PSY]

is there any reason why Tap and Pay won't work but swiping the card will?

Nope, no clue !

 

[SwipeSavvy]

is there any reason why Tap and Pay won't work but swiping the card will?

Tap and pay works if POS has Diners support. Currently majorly it's only HDFC POS machines only.
If POS doesn't have Diners support, it will fallback to Rupay which requires swipe

 

[faltooAdmi]

Ah yes, right. But with axis priority account we are able to get two cards LTF, I thought that I’d use that, take Axis Select and Atlas.

Did you manage to get any card ltf from axis with priority account?

 

[ashwin101]

Did you manage to get any card ltf from axis with priority account?

I have not shifted to axis yet, but I was offered Select and Atlas LTF.

 

[hs23]

Has anyone got DCB metal LTF yet? Any known reports?

 

[sid16]

Vistara is going to stop the milestone and CV points for tax payments from next month. Hence HDFC DCB metal could be the next good choice for achieving milestone benefits, but only for high advance tax payers. I paid advance tax today through hdfc gateway ( using axis vistara card ) and wasn't charged 0.8% transaction charges ! Is there any offer going on or I was just lucky ?

It will be charged when it is posted to your statement..

 

[sid16]

Hi everyone. Any update regarding whether 4 lakhs quarterly milestone is applicable on advance tax payment? Requesting someone to check this and let us know.

 

[palvannan]

It will be charged when it is posted to your statement..

Yes I found transaction fees was added after a week in the unbilled spends section itself .