Hdfc easyshop platinum vs Business debit?

[navam]

Because of this forum I realise my debit card actually had some use (paying CC bills and getting 750 cashback).
Since I never bothered using it much less upgrading it, I see the option to upgrade to platinum or business debit (and another one I forgot but most likely isnt relevant)
On paper they look the same i.e. get 750 cashback, also business debit actually costs rs 250, but what I cant make sense of is word "business" does it limit us somehow ?

PS: I dont really care about lounge and all those other things, most likely will use it only to pay CC bills and thats it.

Thanks!

 

[fageriaji]

Because of this forum I realise my debit card actually had some use (paying CC bills and getting 750 cashback).
Since I never bothered using it much less upgrading it, I see the option to upgrade to platinum or business debit (and another one I forgot but most likely isnt relevant)
On paper they look the same i.e. get 750 cashback, also business debit actually costs rs 250, but what I cant make sense of is word "business" does it limit us somehow ?

PS: I dont really care about lounge and all those other things, most likely will use it only to pay CC bills and thats it.

Thanks!

Business card is only available for current account holders whereas easyshop platinum is available for on saving account.
If you have HDFC Bank preferred or cassic banking then you will get easyshop platinum free of cost.

 

[AritraSaha]

Business card is only available for current account holders whereas easyshop platinum is available for on saving account.
If you have HDFC Bank preferred or cassic banking then you will get easyshop platinum free of cost.

You can have it for free even in 25kmab account (savings max).

 

[fageriaji]

You can have it for free even in 25kmab account (savings max).

Yes... you can

 

[navam]

Hmm thanks! this is new I just saw the upgrade debit card screen on netbanking saying rs 750 for plat and rs 250 for business debit
Let me call the RM.

 

[fageriaji]

Hmm thanks! this is new I just saw the upgrade debit card screen on netbanking saying rs 750 for plat and rs 250 for business debit
Let me call the RM.

Sure he will help you or you can call to customer care

 

[SSV]

Because of this forum I realise my debit card actually had some use (paying CC bills and getting 750 cashback).
Since I never bothered using it much less upgrading it, I see the option to upgrade to platinum or business debit (and another one I forgot but most likely isnt relevant)
On paper they look the same i.e. get 750 cashback, also business debit actually costs rs 250, but what I cant make sense of is word "business" does it limit us somehow ?

PS: I dont really care about lounge and all those other things, most likely will use it only to pay CC bills and thats it.

Thanks!

As all of them above mentioned, savings Max, classic, preferred and imperia account holders will get platinum cc free and for others it costs 750, benefits being the same.
Get into one of the above programs to get it for free, otherwise pay for it. It is still worth it.
It is one of the best DCs in the market right now, as far as CB is concerned

 

[SSV]

Because of this forum I realise my debit card actually had some use (paying CC bills and getting

If you want to gain more knowledge ,tips,tricks and current trends about Indian banking world, please do feel to drop by here quite frequently, you won't regret it.
All the best

 

[navam]

If you want to gain more knowledge ,tips,tricks and current trends about Indian banking world, please do feel to drop by here quite frequently, you won't regret it.
All the best

Yup joined less than a month ago and already learned quite a lot of things 🙂

 

[SSV]

Yup joined less than a month ago and already learned quite a lot of things 🙂

Very nice to hear, keep contributing your experiences as well here for the good cause.
Happy banking

 

[Garry]

Hi guys, I've just opened my father's current account with hdfc and got easyshop business debit card. can I use it to pay credit card bill to get 1% cashback like people are getting with platinum debit card? If yes, kindly guide me the procedure or share relevent link of thread where i can get the info. It will be great if you do this. TIA 🙏

 

[SSV]

Hi guys, I've just opened my father's current account with hdfc and got easyshop business debit card. can I use it to pay credit card bill to get 1% cashback like people are getting with platinum debit card? If yes, kindly guide me the procedure or share relevent link of thread where i can get the info. It will be great if you do this. TIA 🙏

Very simple please read this first:

https://www.hdfcbank.com/personal/pay/cards/debit-cards/easyshop-business-debit-card

 

[SSV]

Hi guys, I've just opened my father's current account with hdfc and got easyshop business debit card. can I use it to pay credit card bill to get 1% cashback like people are getting with platinum debit card? If yes, kindly guide me the procedure or share relevent link of thread where i can get the info. It will be great if you do this. TIA 🙏

Eligible MCC codes for Cashback points upto 750 pm

 

[SSV]

Hi guys, I've just opened my father's current account with hdfc and got easyshop business debit card. can I use it to pay credit card bill to get 1% cashback like people are getting with platinum debit card? If yes, kindly guide me the procedure or share relevent link of thread where i can get the info. It will be great if you do this. TIA 🙏

Essentially to answer your question:
Close but no cigar for you..
No 1% CB on CC payments but there are other eligible spends which gives you 750 pm

 

[Garry]

Eligible MCC codes for Cashback points upto 750 pm

View attachment 35265

Thanks. So if no cashback for credit card payments on easy business, and i change it to platinum from bank, will it work for credit card payment cashback then?

 

[SSV]

Thanks. So it means no cashback for credit card payments? Sorry for asking naive questions but i have no idea about credit card payments fall in which category/mcc code?

Answer is in the above post

 

[Garry]

Answer is in the above post

sorry for asking again but for easyshop platinum debit card, bank website shows the similar categories for cash back as mentioned in easyshop business dc, then how others are getting cashback on credit card payments?

 

[SSV]

sorry for asking again but for easyshop platinum debit card, bank website shows the similar categories for cash back as mentioned in easyshop business dc, then how others are getting cashback on credit card payments?

Okay let me check on that.. I thought you would come back with some other question and you did

 

[SSV]

sorry for asking again but for easyshop platinum debit card, bank website shows the similar categories for cash back as mentioned in easyshop business dc, then how others are getting cashback on credit card payments?

Garry , you are a lucky bloke.

It seems , after all . you can have your cigar
CC payment may come under utilities..
So enjoy CB

 

[SSV]

sorry for asking again but for easyshop platinum debit card, bank website shows the similar categories for cash back as mentioned in easyshop business dc, then how others are getting cashback on credit card payments?

Coming back to your other question of how to
do this??
Login to HDFC, click on Bill payment section..
Add your CC as a Biller and pay the CC bill using DC , not thru bank account