HDFC Forex Card Load 5X Reward Points Offer

5X Reward Points Offer

Make every online load and reload on your HDFC Bank ForexPlus Card more rewarding! Use your HDFC Bank Credit Card and activate the power of 5X Reward Points Multiplier on every transaction.

5X Reward points offer details

• Customers can earn 5X Reward Points for every Forex Card load/reload transaction made using eligible HDFC Bank Credit Cards.
• Minimum Transaction Value: Rs15,000 per transaction.
• Maximum Reward Points (RP): Customers can earn a maximum of 15,000 Reward Points per calendar month during the offer period.

• Offer Period:​

  The 5X Reward Points Offer is valid for load / reload transactions settled between 1st January 2025 and 31st March 2025.
• https://offers.smartbuy.hdfcbank.com/offer_details/5x-rewards-points-offer/26166/Z2mkmWk%3D

• Card Type​	Base Earn Rate (1X)​	Additional 4XRP Capped at 15,000 RPs​	Total: 5X RP​	Max Spends for 5X​
  HDFC Bank Regalia First​	3RP/Rs.150​	12RP/Rs. 150​	15 RP/ Rs. 150​	187500​
  HDFC Bank Regalia​	4RP/Rs.150​	16RP/Rs. 150​	20 RP/ Rs. 150​	140625​
  HDFC Bank Regalia Activ​	4RP/Rs.150​	16RP/Rs. 150​	20 RP/ Rs. 150​	140625​
  HDFC Bank Regalia Gold​	4RP/Rs.150​	16RP/Rs. 150​	20 RP/ Rs. 150​	140625​
  HDFC Bank Diners Privilege/ HDFC Biz Power​	4RP/Rs.150​	16RP/Rs. 150​	20 RP/ Rs. 150​	140625​
  HDFC Bank Diners Black​	5RP/Rs.150​	20RP/Rs. 150​	25 RP/ Rs. 150​	112500​
  HDFC Bank Diners Black Metal/HDFC Biz Black Metal​	5RP/Rs.150​	20RP/Rs. 150​	25 RP/ Rs. 150​	112500​
  HDFC Bank Infinia​	5RP/Rs.150​	20RP/Rs. 150​	25 RP/ Rs. 150​	112500​
  HDFC Bank Infinia Metal​	5RP/Rs.150​	20RP/Rs. 150​	25 RP/ Rs. 150​	112500​

• The offer is applicable exclusively for load / reload of HDFC ForexPlus Cards done using an HDFC Bank Credit Cards: HDFC Bank Regalia First, HDFC Bank Regalia, HDFC Bank Regalia Activ, HDFC Bank Regalia Gold, HDFC Bank Diners Privilege, HDFC Bank Diners Black, HDFC Bank Diners Black Metal, HDFC Bank Infinia and HDFC Bank Infinia Metal Credit Card
• 5X reward points will be credited as: 1X reward points + additional 4X Reward Points. Additional 4X reward points are capped at 15,000 reward points per calendar month. 1X reward points will continue as is without any capping
• A minimum spend of Rs. 15,000 per transaction is required to be eligible for additional 4X reward points
• The limits are over and above the limits of HDFC SmartBuy

Issuance Fee Waiver Offer
There is another offer running on the issuance of an HDFC ForexPlus card where the joining fees get waived if you load a minimum of 1,000 USD or equivalent value of another currency. Check this out.

https://offers.smartbuy.hdfcbank.com/offer_details/forex-card-offers/10366/ZmOmmWk%3D

My Experience
Since I have an international trip planned next month to Japan I tried to apply HDFC ForexPlus Card (multicurrency card) and load some 2,00,000 Yen to the card to compare the actual reward rate. While Google is showing the exchange rate of 2L Yen equal to 112150 INR, HDFC is charging me some 1,16,695 INR including loading charges of around 195. It equates to a direct loss of approximately 4.01% since HDFC has higher Forex rates. But with a 16.66% (5X) reward rate on my Diners Club Black credit card, this deal is too good since it would leave me a net reward rate of 12.65% which handsomely beats even the reward rates of Axis Olympus and Axis Reserve. This is a good offer especially if you hold Diners Black or above credit cards.

Loading in USD is proving to be much cheaper since only approximately 2% charge is being applied so if you want to get a card then go for Regalia Plus Forex card since although it can be loaded only in USD but can be used to pay in any currency worldwide since it has zero cross currency markup charges.

 

[Card_prof]

I applied today and everything went smooth till now, received the transaction number as well. I was charged exchange rate of 88.34 against google rate of 86.56

 

[vishp]

Hi everyone, I am planning to apply for the card in last week of March as I don't have my new Passport currently with me to provide the copy, when asked. Should I apply for Personalized or Non-Personalized? Can I collect it from any Branch in India? I am planning to collect mine from a Tier 2 City Branch. [I don't have any planned trip as of now]

 

[darkjediknight]

Is the offer now eligible for Biz Black as well? I read on twitter, but the T&C still don’t mention it.

 

[mack1120]

I applied today and everything went smooth till now, received the transaction number as well. I was charged exchange rate of 88.34 against google rate of 86.56

Did you apply using getprepaidcard.hdfcbank.com/index.aspx or through net banking. I tried using getprepaidcard.hdfcbank.com/index.aspx but getting
Server error. Please contact system administrator. while submitting the traveler details.
Also are we eligible for 5x if we buy the forex card through hdfc netbanking.

 

[sourpai]

I am also getting "server error please contact system administrator" error. Tried multiple times since morning

 

[Card_prof]

Hi everyone, I am planning to apply for the card in last week of March as I don't have my new Passport currently with me to provide the copy, when asked. Should I apply for Personalized or Non-Personalized? Can I collect it from any Branch in India? I am planning to collect mine from a Tier 2 City Branch. [I don't have any planned trip as of now]

Personalized or non personalized is your choice. If you have other credit cards in your name with lounge access them you may choose non personalized so that your accompanying guest can use it.
While applying it asks the branch from where you would like to take the card
For customers of hdfc bank it doesn't ask for much documents

 

[Card_prof]

Did you apply using getprepaidcard.hdfcbank.com/index.aspx or through net banking. I tried using getprepaidcard.hdfcbank.com/index.aspx but getting
Server error. Please contact system administrator. while submitting the traveler details.
Also are we eligible for 5x if we buy the forex card through hdfc netbanking.

I applied using this link

 

[vishp]

Personalized or non personalized is your choice. If you have other credit cards in your name with lounge access them you may choose non personalized so that your accompanying guest can use it.
While applying it asks the branch from where you would like to take the card
For customers of hdfc bank it doesn't ask for much documents

Thanks for the details!

 

[Avatar Aang]

What are the pros and cons of Personalized and non personalized?

Personalized or non personalized is your choice. If you have other credit cards in your name with lounge access them you may choose non personalized so that your accompanying guest can use it.
While applying it asks the branch from where you would like to take the card
For customers of hdfc bank it doesn't ask for much documents

 

[Anuj1231222]

Is the offer now eligible for Biz Black as well? I read on twitter, but the T&C still don’t mention it.

Do you know anyone who has tried it? I too have a biz black and want to use
the offer.

 

[sunit123]

Do you know anyone who has tried it? I too have a biz black and want to use
the offer.

Pls try yourself and let us know whether u received RP or not.

 

[thanix]

Have Infinia and biz black , objective is to earn points or save cash

Then go for it with Infinia.

 

[thanix]

Why USD for europe. I took multicurrency one and added euro for the Euro trip. Plan to completely finish the amount in the trip.

Simply because there is no cross currency mark up. USD Vs EUR doesn't swing wildly unless Trump goes ahead with Greenland invasion.

And I may travel to USA later or can use it through friends there.

Or simply hedge it for long term for INR vs USD depreciation.

 

[madh2h]

I am getting wrong date of birth in the application portal and there is no option to change it which is causing application process to be blocked. Has anyone else face this issue and found a work around? I am using https://getprepaidcard.hdfcbank.com

I also faced similar issue, but later I realized that I inputted wrong passport file number. Instead of 0 (zero), I typed "o" (letter o). Must be similar issue for you also. Check if you made any small mistake like this. Otherwise go to nearest branch and apply directly.

 

[thanix]

What are the pros and cons of Personalized and non personalized?

Some countries especially in Europe act snobbish like verifying your name in card, signature on the back, etc if you do large value transaction. So Personalized card helps there.

 

[FinanceBaBa]

Used both my forex regalia non personalised at the lounge and throughout the trip at multiple places.. Even without sign at the back and everyone accepted without any issues.

 

[sharad131]

Used both my forex regalia non personalised at the lounge and throughout the trip at multiple places.. Even without sign at the back and everyone accepted without any issues.

Must be for domestic lounges.

 

[darkjediknight]

T&C have been updated to include BizBlack and BizPower 😍

https://offers.smartbuy.hdfcbank.com/offer_details/5x-rewards-points-offer/26166/Z2mkmWk%3D

 

[x.xyz35]

T&C have been updated to include BizBlack and BizPower 😍

https://offers.smartbuy.hdfcbank.com/offer_details/5x-rewards-points-offer/26166/Z2mkmWk%3D

Thx alot bro for this update,,,,

 

[FinanceBaBa]

Must be for domestic lounges.

International side of domestic airport..
As there only you can use this..