HDFC Forex Card Load 5X Reward Points Offer

5X Reward Points Offer

Make every online load and reload on your HDFC Bank ForexPlus Card more rewarding! Use your HDFC Bank Credit Card and activate the power of 5X Reward Points Multiplier on every transaction.

5X Reward points offer details

• Customers can earn 5X Reward Points for every Forex Card load/reload transaction made using eligible HDFC Bank Credit Cards.
• Minimum Transaction Value: Rs15,000 per transaction.
• Maximum Reward Points (RP): Customers can earn a maximum of 15,000 Reward Points per calendar month during the offer period.

• Offer Period:​

  The 5X Reward Points Offer is valid for load / reload transactions settled between 1st January 2025 and 31st March 2025.
• https://offers.smartbuy.hdfcbank.com/offer_details/5x-rewards-points-offer/26166/Z2mkmWk%3D

• Card Type​	Base Earn Rate (1X)​	Additional 4XRP Capped at 15,000 RPs​	Total: 5X RP​	Max Spends for 5X​
  HDFC Bank Regalia First​	3RP/Rs.150​	12RP/Rs. 150​	15 RP/ Rs. 150​	187500​
  HDFC Bank Regalia​	4RP/Rs.150​	16RP/Rs. 150​	20 RP/ Rs. 150​	140625​
  HDFC Bank Regalia Activ​	4RP/Rs.150​	16RP/Rs. 150​	20 RP/ Rs. 150​	140625​
  HDFC Bank Regalia Gold​	4RP/Rs.150​	16RP/Rs. 150​	20 RP/ Rs. 150​	140625​
  HDFC Bank Diners Privilege/ HDFC Biz Power​	4RP/Rs.150​	16RP/Rs. 150​	20 RP/ Rs. 150​	140625​
  HDFC Bank Diners Black​	5RP/Rs.150​	20RP/Rs. 150​	25 RP/ Rs. 150​	112500​
  HDFC Bank Diners Black Metal/HDFC Biz Black Metal​	5RP/Rs.150​	20RP/Rs. 150​	25 RP/ Rs. 150​	112500​
  HDFC Bank Infinia​	5RP/Rs.150​	20RP/Rs. 150​	25 RP/ Rs. 150​	112500​
  HDFC Bank Infinia Metal​	5RP/Rs.150​	20RP/Rs. 150​	25 RP/ Rs. 150​	112500​

• The offer is applicable exclusively for load / reload of HDFC ForexPlus Cards done using an HDFC Bank Credit Cards: HDFC Bank Regalia First, HDFC Bank Regalia, HDFC Bank Regalia Activ, HDFC Bank Regalia Gold, HDFC Bank Diners Privilege, HDFC Bank Diners Black, HDFC Bank Diners Black Metal, HDFC Bank Infinia and HDFC Bank Infinia Metal Credit Card
• 5X reward points will be credited as: 1X reward points + additional 4X Reward Points. Additional 4X reward points are capped at 15,000 reward points per calendar month. 1X reward points will continue as is without any capping
• A minimum spend of Rs. 15,000 per transaction is required to be eligible for additional 4X reward points
• The limits are over and above the limits of HDFC SmartBuy

Issuance Fee Waiver Offer
There is another offer running on the issuance of an HDFC ForexPlus card where the joining fees get waived if you load a minimum of 1,000 USD or equivalent value of another currency. Check this out.

https://offers.smartbuy.hdfcbank.com/offer_details/forex-card-offers/10366/ZmOmmWk%3D

My Experience
Since I have an international trip planned next month to Japan I tried to apply HDFC ForexPlus Card (multicurrency card) and load some 2,00,000 Yen to the card to compare the actual reward rate. While Google is showing the exchange rate of 2L Yen equal to 112150 INR, HDFC is charging me some 1,16,695 INR including loading charges of around 195. It equates to a direct loss of approximately 4.01% since HDFC has higher Forex rates. But with a 16.66% (5X) reward rate on my Diners Club Black credit card, this deal is too good since it would leave me a net reward rate of 12.65% which handsomely beats even the reward rates of Axis Olympus and Axis Reserve. This is a good offer especially if you hold Diners Black or above credit cards.

Loading in USD is proving to be much cheaper since only approximately 2% charge is being applied so if you want to get a card then go for Regalia Plus Forex card since although it can be loaded only in USD but can be used to pay in any currency worldwide since it has zero cross currency markup charges.

 

[maverickgenius]

Can anyone confirm if the non-personalized card can be used on Klook? Thanks

 

[Ash8]

Rate offered by HDFC today is around 87.51 (while market rate is 85.6)... So not so much loss from 88.xx loading done by many folks here

For max benefit of 15k accelerated points, you have to load about 1300 dollars. So a change in dollar value by one rupee will trigger a difference of 1300 Rs. which is significant when compared to 15k Rs.

 

[maverickgenius]

Any idea at what rate refunds would be processed? If we are making a cancellable booking in a non-USD currency and later cancel it due to some reason, at what rate will the refund be processed?

 

[sunit123]

Any idea at what rate refunds would be processed? If we are making a cancellable booking in a non-USD currency and later cancel it due to some reason, at what rate will the refund be processed?

Search hdfc forex rate today on google

 

[mayankpatel]

I just bought regalia forexplus card @87.18 exchange rate as against mid market value of 85.65 which comes out to be 1.8% charge.

 

[Harry1]

I just bought regalia forexplus card @87.18 exchange rate as against mid market value of 85.65 which comes out to be 1.8% charge.

I bought at 88.7 10 days back. 2000 INR loss 😥.

 

[JustMak]

Bit unrelated. Does HDFC Forex card shows under prepaid tab in "My Cards" page? When I am trying to add, it shows error. It's activated and all.

 

[darkjediknight]

Bit unrelated. Does HDFC Forex card shows under prepaid tab in "My Cards" page? When I am trying to add, it shows error. It's activated and all.

It doesn’t show in mycards. You have to register to prepaid card net banking here https://hdfcbankprepaid.hdfcbank.com/hdfcportal/index

 

[basant]

Has anyone transferred forex card balance back to bank ? Shall i wait for 5x credit before transfer to bank?

 

[JustMak]

It doesn’t show in mycards. You have to register to prepaid card net banking here https://hdfcbankprepaid.hdfcbank.com/hdfcportal/index

That I have done, and its all good there..

I thought since MyCards has prepaid tab, so we may be able to add forex card there as well for easy management.

 

[Avatar Aang]

Applied for Regalia Forex and loaded 1286 dollars yesterday. I have chosen for non personalized card. Instantly received message to pick up card from nearest branch.
In how many days the card will be delivered to the nearest branch? Can I visit any branch or do I need to visit my Home branch? I have applied as existing HDFC Bank customer.

 

[Ash8]

Applied for Regalia Forex and loaded 1286 dollars yesterday. I have chosen for non personalized card. Instantly received message to pick up card from nearest branch.
In how many days the card will be delivered to the nearest branch? Can I visit any branch or do I need to visit my Home branch? I have applied as existing HDFC Bank customer.

You can visit any branch tomorrow itself, submit documents and get the card right away.

 

[Avatar Aang]

You can visit any branch tomorrow itself, submit documents and get the card right away.

Really? when I talked to customer care they said I will receive a AWB number for delivery of card and after that I can visit the branch.
One of my friend also visited the branch but he didn't get the card. He has applied on March 19th.

 

[Avatar Aang]

It can be picked from any branch near you, in the application you will find the option to select the branch.

If we get the GVP benefit then it will be the cherry on the cake, I'm not sure of it, other members can comment.

I didn't get to select the branch. Applied as existing HDFC customer and opted for non personalized card. Anyone faced similar issue?

 

[x.xyz35]

Really? when I talked to customer care they said I will receive a AWB number for delivery of card and after that I can visit the branch.
One of my friend also visited the branch but he didn't get the card. He has applied on March 19th.

AWB courier thing would only apply in case of personalized forex card ( With Name)...

In your case u can visit any forex serving branch...visit nearest branch and they would guide which branch has forex cards

 

[LadyQuark]

People who loaded their cards with forex during the application process itself, did you receive the cards with the balance loaded? I picked up my personalised card yesterday and the balance amount on the online portal is showing empty. The amount is showing as settled in my card transactions. Should I just wait?

 

[Yugi]

I didn't get to select the branch. Applied as existing HDFC customer and opted for non personalized card. Anyone faced similar issue?

Non-personalized cards will be delivered to home.

 

[blew]

People who loaded their cards with forex during the application process itself, did you receive the cards with the balance loaded? I picked up my personalised card yesterday and the balance amount on the online portal is showing empty. The amount is showing as settled in my card transactions. Should I just wait?

It'll be loaded in 1-2 days after activating it.

 

[BVCBVC is verified member.]

People who loaded their cards with forex during the application process itself, did you receive the cards with the balance loaded? I picked up my personalised card yesterday and the balance amount on the online portal is showing empty. The amount is showing as settled in my card transactions. Should I just wait?

1-2 business days.

 

[LadyQuark]

It'll be loaded in 1-2 days after activating it.

1-2 business days.

Thanks! I got a little impatient.