HDFC Gyftr now has processing fee for Amazon shopping voucher

[ANewUser]

HDFC smartbuy Gyftr has introduced processing fee for Amazon Shopping Voucher at 2.5% + GST

Amazon pay voucher processing fee is now increased to 3.25% + GST

 

[sid16]

Just used HDFC Gyftr, now there are no transaction charges on Amazon Shopping Voucher.. 🙂

 

[nrj1007]

Just used HDFC Gyftr, now there are no transaction charges on Amazon Shopping Voucher.. 🙂

but now you can buy only 10k per month instead of 25k.

 

[NikTravelEnthusiast]

but now you can buy only 10k per month instead of 25k.

They should reinstate 25 K for ASV.
If I remember correctly, it used to be 50K at some point of time.

 

[eatpepsi]

They should reinstate 25 K for ASV.
If I remember correctly, it used to be 50K at some point of time.

they will do it once these sales are over ... they are smart ...

 

[shsinha]

but now you can buy only 10k per month instead of 25k.

removing the transaction fee is very welcome. Of course 10k is less, but claim it every month.

 

[nrj1007]

removing the transaction fee is very welcome. Of course 10k is less, but claim it every month.

yes it is manageable in normal months but they changed it abruptly during the sale with no prior notification.

 

[That_average_guy]

There is still processing fee for amazon pay gift card. Is there any trick to convert amazon shopping voucher in amazon pay balance?

 

[Farhad sekh]

There is still processing fee for amazon pay gift card. Is there any trick to convert amazon shopping voucher in amazon pay balance?

Amazon itna v bewakoof nahi hai 😜 lol

 

[That_average_guy]

Amazon bewakoof nahi hai but our technofino community members are extra smart...kuch na kuch jugaad lagaa hi lete hai😛😛

 

[PapaSierra]

Has the limit for Amazon Shopping Voucher for Infinia decreased? I am only able to buy 10k worth.

Amazon Pay Voucher is 20k.

 

[NikTravelEnthusiast]

Has the limit for Amazon Shopping Voucher for Infinia decreased? I am only able to buy 10k worth.

Amazon Pay Voucher is 20k.

Yes. Its 10K ASV and 20K AGV.

 

[CVV]

I was able to purchase 20K Amazon Pay voucher, for Amazon Shopping voucher I can only buy 25K as per the message it pops out when I add more than 25K

 

[rohitb]

I was able to purchase 20K Amazon Pay voucher, for Amazon Shopping voucher I can only buy 25K as per the message it pops out when I add more than 25K

Same. In all I was able to buy 45k worth of vouchers.

 

[CVV]

Same. In all I was able to buy 45k worth of vouchers.

How do you make good use of this money for apart from regular shopping.

I am planning to pay LIC insurance with Apay and all other utility bills. But with 2.5% it kinda loses its sweetness with 295 rs for each 10K.

 

[coolguy1]

How do you make good use of this money for apart from regular shopping.

I am planning to pay LIC insurance with Apay and all other utility bills. But with 2.5% i guess we are paying 295 rs for each 10K.

That's one way to look at it.

The other way is to see if the rewards you're getting > extra money you're paying.
With Infinia, if you get 16.65% return for 2.5% extra payment charges, it's still amazing for the additional rewards.

 

[rohitb]

How do you make good use of this money for apart from regular shopping.

I am planning to pay LIC insurance with Apay and all other utility bills. But with 2.5% it kinda loses its sweetness with 295 rs for each 10K.

What I have done in past . I buy Kalyan gold coin vouchers using Amazon pay and Amazon shopping vouchers.these vouchers are valid for 1 year from date of purchase and then buy gold from it before diwali.
I think of them as investment and considering physical gold has 3% gst still it comes out to be net positive. (We can argue against this investment instrument as sgb gives 2.5% interest for 8 years, so this is kind of total 6-7% less returns over 8 years but more liquidity)

Now that it's spoken I am sure this option will go away 🤣🤣🤣

 

[rohitb]

That's one way to look at it.

The other way is to see if the rewards you're getting > extra money you're paying.
With Infinia, if you get 16.65% return for 2.5% extra payment charges, it's still amazing for the additional rewards.

That is how I see it. Use it for places where I would not have gotten such rewards.

 

[CVV]

That's one way to look at it.

The other way is to see if the rewards you're getting > extra money you're paying.
With Infinia, if you get 16.65% return for 2.5% extra payment charges, it's still amazing for the additional rewards.

Thanks to Infinia 🫡..

 

[CVV]

What I have done in past . I buy Kalyan gold coin vouchers using Amazon pay and Amazon shopping vouchers.these vouchers are valid for 1 year from date of purchase and then buy gold from it before diwali.
I think of them as investment and considering physical gold has 3% gst still it comes out to be net positive. (We can argue against this investment instrument as sgb gives 2.5% interest for 8 years, so this is kind of total 6-7% less returns over 8 years but more liquidity)

Now that it's spoken I am sure this option will go away 🤣🤣🤣

I normally buy grocery vouchers with discounts and add them respective apps but never thought about gold. Any other platform we can buy discounted vouchers apart from Amazon and use Amazon pay wallet to purchsse to maximize the returns. I have tried hubble but can't use Apay.