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HDFC Gyftr now has processing fee for Amazon shopping voucher

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Deal_Freak said:
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Rbi needs to bring these items also under 1 month notice. These sudden devaluations ruin the entire plan.

Last month I missed to buy from axis Gyftr and now this month Hdfc Gyftr.

Now effective cashback with DCB for Amazon pay is just 4.67% and with ASV, it is 5.55% (considering 0.85 value per point). Completely useless. Sbi cb card is better than this anyday.

Now only Infinia is useful with 10.34% on Amazon Pay and 11.22% on ASV.

Flipkart is still with no fee, but only 10k allowed😅.
 
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Just now, I saw convinience fee of ( 3.25% + gst ) on Amazon pay and (2.5% + gst) on Amazon Shopping vouchers at Gyftr HDFC - instant vouchers

I think atleast Amazon Shopping voucher should not have any convinience fee.

I think hdfc normal credit cards are of no use except super premium cards including neu, swiggy cards (I meant for cb).

Now hope at Axis edge rewards only.

1690943715505.png
 
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Chaitanya-a said:
Smartbuy se direct book kr bhai 5% mil jaega using hdfc dc. Around 4% using hdfc cc.
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Can you kindly explain this cashback rule on HDFC smartbuy? Is it like either reward points or cashback or we can get both? And how to choose between cashback and reward points if only one is allowed - can we choose per transaction?
 
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Harry1 said:
Rbi needs to bring these items also under 1 month notice. These sudden devaluations ruin the entire plan.

Last month I missed to buy from axis Gyftr and now this month Hdfc Gyftr.

Now effective cashback with DCB for Amazon pay is just 4.67% and with ASV, it is 5.55% (considering 0.85 value per point). Completely useless. Sbi cb card is better than this anyday.

Now only Infinia is useful with 10.34% on Amazon Pay and 11.22% on ASV.

Flipkart is still with no fee, but only 10k allowed😅.
Click to expand...
why 0.85?
I am considering 1:1 if redeemed for flight bookings.
 
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ankitfintech said:
Can you kindly explain this cashback rule on HDFC smartbuy? Is it like either reward points or cashback or we can get both? And how to choose between cashback and reward points if only one is allowed - can we choose per transaction?
Click to expand...
Its in the form of Reward points for credit cards (except Millenia & Moneyback) & in the form of cashback for debit cards.
 
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