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HDFC home loan under construction balance tenure

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Took HDFC home loan for 25 years (300 months).
So far there has been 3 Disbursement request. 2 in September and 1 in Mid oct.

Last month on Oct. I already paid 1 EMIs. It was a normal EMI and not the PEMI.
Now, when I look at the HDFC portal. It shows the balance term is 300, original term is 300.

Shouldn't balance term be 299 now since 1 EMI is already paid ?
Or is it that the 25 years tenure will only start once the full disbursement is done ?

My full and final disbursement might take some time however I wanted to the tenure to start right away and not wait till full disbursement.
I had plans to prepay and close loan early.
 
After every disbursement bank does not increase the EMI instead they increase tenure. So after every disburent you need to mail bank saying that increase EMI and keep loan tenure as it is.
 
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