HDFC Imperia account NEW SALARY CRITERIA

[appworld]

There is a new criteria for HDFC Salary account holders to upgrade to Imperia if salary is more than 3 lakhs.



Link: Check Eligibility Criteria for Imperia Banking in India at HDFC Bank

Spoke to RM and he still says you need to maintain balance for this and can't be given on the basis of salary. In the eleigibility its clearly mentioned about the salary criteria and still they are not giving it.

Queries:
1 - My worry is even if I get it, will the downgrade it after 2-3months if I don't maintain the balance
2 - If I mange to get free locker with Imperia, will post downgrade it will be chargeable or it will remain LTF?

 

[gurubhai]

My Rm told me only first year locker charges are free with Imperia. From second year its chargable is what my RM told me.

tf??? Really?
Everything they told was a lie 😒

 

[Survivor35]

in a nutshell regardless of variant (classic /preferred /imperia) if balance of account stays at 25k there shouldn't be any charges

 

[GShan]

My Rm told me only first year locker charges are free with Imperia. From second year its chargable is what my RM told me.

HDFC has clearly mentioned on the website that annual locker fee will be waived. I guess, RM is misinforming. BTW, after howany salary credits do they upgrade to Imperia? @appworld @1RC

 

[1RC]

HDFC has clearly mentioned on the website that annual locker fee will be waived. I guess, RM is misinforming. BTW, after howany salary credits do they upgrade to Imperia? @appworld @1RC

You can get Imperia from first month immediately after salary credit.

 

[shashankrt]

There is a new criteria for HDFC Salary account holders to upgrade to Imperia if salary is more than 3 lakhs.

View attachment 18844

Link: Check Eligibility Criteria for Imperia Banking in India at HDFC Bank

Spoke to RM and he still says you need to maintain balance for this and can't be given on the basis of salary. In the eleigibility its clearly mentioned about the salary criteria and still they are not giving it.

Queries:
1 - My worry is even if I get it, will the downgrade it after 2-3months if I don't maintain the balance
2 - If I mange to get free locker with Imperia, will post downgrade it will be chargeable or it will remain LTF?

Rm is clearly lying to get more deposits from you. Ignore RM. Anyways RM changes more frequently for HDFC than seasons.
Your RM seems to be either incompetent or even worse a fraud who is ignoring banks written notice/ guidelines. Suggest to avoid such fellows.

 

[nitinmits]

My salary credited is Rs 1.10Lakhs. Still i offered imperia upgrade. Balance is 50K approx. Not tied to any family group also.

 

[SSV]

My salary credited is Rs 1.10Lakhs. Still i offered imperia upgrade. Balance is 50K approx. Not tied to any family group also.
View attachment 35181

I think your loyalty of 10 years was rewarded even though you are short of salary criteria

 

[GShan]

You can get Imperia from first month immediately after salary credit.

Even after two salary credits of 3L+ HDFC denied upgrading to Imperia saying that I am not eligible. What's the solution? Should I move to Axis?

 

[Faust]

I have been offered Imperia via SMS.
The only criterion that I meet is having 10L+ in savings account for the last year or so due to various reasons.
I will most likely not be able to maintain that balance after a few months.

Is there any point in upgrading to Imperia?
Opened the account in 2011 if that matters.

 

[shashankrt]

I have been offered Imperia via SMS.
The only criterion that I meet is having 10L+ in savings account for the last year or so due to various reasons.
I will most likely not be able to maintain that balance after a few months.

Is there any point in upgrading to Imperia?
Opened the account in 2011 if that matters.

Upgrade if its free. Not much benefits and also dont feel forced to maintain 10L AQB as even if you maintain 50L balance no RM in HDFC will be interested to solve your issues nor will you get any preferential treatment. Have been part of imperia since few years now- and can confirm its the most useless premier banking program in India !

 

[Faust]

Upgrade if its free. Not much benefits and also dont feel forced to maintain 10L AQB as even if you maintain 50L balance no RM in HDFC will be interested to solve your issues nor will you get any preferential treatment. Have been part of imperia since few years now- and can confirm its the most useless premier banking program in India !

Isn't it always free?
I thought if the required balance would not be met, the account would be downgraded to Preferred.

 

[shashankrt]

Isn't it always free?
I thought if the required balance would not be met, the account would be downgraded to Preferred.

Well yes the actual upgrade is always free. However some RMs can actually try to sell imperia and ask for maintaining high balance which is implied cost unless you are maintaining it for some other reason.