HDFC imperia offering Super Premium Cards

[RupayMan]

Being an Imperia customer for couple of years, in HDFC website under Imperia banking features, this particular statement is not there, but where as in my HDFC mobile application it's showing access to super premium credit card, means eligible for Infinia?

 

[kshitij_0]

Bad decision tbh. Hdfc cards are useless.

But, I received LE from 1 lakh to 2 lakh within a month of getting the upgrade. Because of the low limit only, I shifted up. I knew their policy of limit and card variant. Moneyback me 50k se 1 lakh karne me zindagi beet gayi. Are wo bhi nahi de raha tha, kya kya to karke main liya hun upgrade. I am a preferred customer in HDFC😂. My father is also a preferred customer and a govt employee with good salary with good CIBIL and he has Moneyback card with 25k limit from past 7-8 years.

 

[Chaitanya-a]

But, I received LE from 1 lakh to 2 lakh within a month of getting the upgrade. Because of the low limit only, I shifted up. I knew their policy of limit and card variant. Moneyback me 50k se 1 lakh karne me zindagi beet gayi. Are wo bhi nahi de raha tha, kya kya to karke main liya hun upgrade. I am a preferred customer in HDFC😂. My father is also a preferred customer and a govt employee with good salary with good CIBIL and he has Moneyback card with 25k limit from past 7-8 years.

Why do we even need to put this much efforts for their cards? Main bhi preferred customer hu with Moneyback card ltf 1L limit since 3.5 years. I asked them 2-3 times to upgrade they didn't so I kept this card only.

Coz i have other bank cards and after using them there's no need of hdfc bank cards. Just keeping 1 LTF for bank specific offers. Asked them to make Tata Neu card LTF, they rejected again. So I decided to close it before renewal and keep only Moneyback card thereafter.

Literally am fed up of HDFC. They don't give a shit to their loyal customers. Shifted my funds from their account as well.

 

[Slayer]

Why do we even need to put this much efforts for their cards? Main bhi preferred customer hu with Moneyback card ltf 1L limit since 3.5 years. I asked them 2-3 times to upgrade they didn't so I kept this card only.

Coz i have other bank cards and after using them there's no need of hdfc bank cards. Just keeping 1 LTF for bank specific offers. Asked them to make Tata Neu card LTF, they rejected again. So I decided to close it before renewal and keep only Moneyback card thereafter.

Literally am fed up of HDFC. They don't give a shit to their loyal customers. Shifted my funds from their account as well.

Shifted to Axis?

 

[Chaitanya-a]

Shifted to Axis?

Marna ni h bhai😂 IDFC me hua h shift. Will try for sometime.

 

[SiddharthR]

Still HDFC is market leader in
everything,  literally everything
Credit card no., spends, yoy to banning, misleading marketing, promise breaking, etc........................ (Samajh rahe ho, list is longggggg)

 

[Chaitanya-a]

Still HDFC is market is leader in
everything,  literally everything
Credit card no., spends, yoy to banning, misleading marketing, promise breaking, etc........................ (Samajh rahe ho, list is longggggg)

View attachment 11608

Purane ache karm hai bs or kuch ni😂 reason of hdfc being market leader is other players weren't putting any effort earlier be it relationship banking, credit cards etc.

Now they've identified the potential of market and coming up with good products whereas HDFC is continuously degrading their services. So in my view HDFC won't be market leader after sometime.

 

[Rahul Gupta]

I got rid of Moneyback LTF and accepted Millenia Non LTF😛. I don't know if it was a right decision🤣

Considering 1 lakh usage required for fee waiver, it was the right decision.

btw do we get anything if we pay annual fee?

 

[kshitij_0]

Considering 1 lakh usage required for fee waiver, it was the right decision.

btw do we get anything if we pay annual fee?

Yeah...A message from bank and a token of appreciation...jokes apart...A lot of banks waive off the charges or give reward points equivalent to that. Not sure about HDFC. Ummeed to nahi hai but Axis and HDFC can do anything what you don't expect.

 

[Deleted member 6719]

Marna ni h bhai😂 IDFC me hua h shift. Will try for sometime.

IDFC could not protect my KYC and their staff leaked my KYC info to Bandhan bank in 2020 (Imagine getting a call from a random number who knows your name address age income etc). So i closed all banking relationship with them. What's funny is that even then i kept getting calls from IDFC employees who kept trying to cross-sell products not knowing that all relationship was closed. I'm guessing they downloaded the database.

Best of luck.

 

[Chaitanya-a]

IDFC could not protect my KYC and their staff leaked my KYC info to Bandhan bank in 2020 (Imagine getting a call from a random number who knows your name address age income etc). So i closed all banking relationship with them. What's funny is that even then i kept getting calls from IDFC employees who kept trying to cross-sell products not knowing that all relationship was closed. I'm guessing they downloaded the database.

Best of luck.

In this digital era if you're thinking your data is safe with other banks or financial institution, then there's problem.
Even SBI sells data to third party agents, let alone private banks.

 

[SiddharthR]

In this digital era if you're thinking your data is safe with other banks or financial institution, then there's problem.
Even SBI sells data to third party agents, let alone private banks.

Bank chhodo Bhai, government Tak data sell krke Paisa kamati hai

Here is the proof:

Quietly, Govt Sold Vehicular Bulk Data to Firm Without Price Discovery, Privacy Protection

Fast Lane Automotive developed a business model offering technological solutions based on this exclusive right to Indian citizens’ data to its clients. And its business boomed.

thewire.in

 

[bharathitman]

After two grievance emails my request was Infinia was rejected saying that the bank has taken a final stand and won't entertain any more requests on this matter. Had to move to axis after this

 

[Chaitanya-a]

After two grievance emails my request was Infinia was rejected saying that the bank has taken a final stand and won't entertain any more requests on this matter. Had to move to axis after this

This is usual case with HDFC Bank. They are tired of giving services 😂

 

[Slayer]

After two grievance emails my request was Infinia was rejected saying that the bank has taken a final stand and won't entertain any more requests on this matter. Had to move to axis after this

Move to Magnus

 

[SiddharthR]

Magnus

Kuch to gadbad hai Daya!! 😅😜

 

[PRADYJAIN]

You applied C2C with a limit of 3L 🤔🤔

Yes C2C With salary of 55k

 

[bharathitman]

Move to Magnus

Did and was approved seamlessly too (was an online application). Infinia rejection was really funny considering that HDFC was okay in giving a very generous limit on Diners Privilege. When I was at the HDFC branch on an errand I enquired about this, they started laughing and asked me to wait for 3-6 months more

 

[CARDBITRAGE]

I am going to try to upgrade my card to Infinia. So from what I read on this thread, Imperia banking status will offer no benefit in this regard? Personally, I do hold a high NRV in SA, and through family banking with various deposits.

 

[PavanPavan is verified member.]

I am going to try to upgrade my card to Infinia. So from what I read on this thread, Imperia banking status will offer no benefit in this regard? Personally, I do hold a high NRV in SA, and through family banking with various deposits.

Am telling my opinion
a)Imperia status will not confirm any CC LTF
b)Imperia manager is just a postman who redirects our message to some other team they won't take any responsible of the issues.Imperia toll free number does better job.

 

[RKC]

It's a thing to be ignored, don't fall in such traps by HDFC, they initially say LTF, then shock with annual fee, they say Regalia, but you get Millenia, they say Infinia with Imperia, but you get Thenga!!!

you got me at thenga 😂