HDFC Imperia Query

[Baki]

Currently, I'm maintaining an Imperia Relationship (Funds: 30L Fds). Total Family accounts around 10

Let's say My FDS value falls around 16L, & Assume I have zero amount in all the 10 Accounts (10K AMB account). Will I be downgraded in preferred banking or To Nothing?

Will I be charged for non-maintenance for those 10 saving accounts? If funds fall to the above Amount?

 

[SSV]

I heard the Platinum debit card has a monthly reward limit of up to 700 while for Imperia it's 750.
Not a huge difference though.

Both are same at 750 .

 

[Yugi]

Thanks. Didn't know about this program.

It seems they offer Infinia Metal with it. We all on TF keep asking Infinia with Imperia 🙂

Infiniti Banking - Customised Wealth Management Solutions | HDFC Bank

Infiniti is an exclusive Invite Only Programme for High Networth individual customers. Infiniti Premier Banking offers customised Wealth Management Solutions.

www.hdfcbank.com

Curious, what are eligibility criteria? It says invite only

Yes, this is the only banking programme which guarantees Infinia Metal, there are no ifs and buts here. But looks like this programme is even more difficult to get in compared to getting Metal Infinia.

Any Infiniti customers here can share their experience. Also, a new target for Banking enthusiasts to get into this programme.

 

[viswateja]

Got upgraded to Imperia, reflecting on app.

Congratulations on your upgrade.

 

[ank_sh1]

I too got the offer today and proceeded with it. It asked for Mobile No and OTP. Decided to continue with current RM. I think I will have to wait for one day for it to be reflected on Mobile and Web App.

BTW, what happens if I don't maintain 10L, will I be downgraded? It was a bit easier to maintain 2L in preferred, now I am doubting myself if I did right by upgrading to Imperia.

 

[Yugi]

I too got the offer today and proceeded with it. It asked for Mobile No and OTP. Decided to continue with current RM. I think I will have to wait for one day for it to be reflected on Mobile and Web App.

BTW, what happens if I don't maintain 10L, will I be downgraded? It was a bit easier to maintain 2L in preferred, now I am doubting myself if I did right by upgrading to Imperia.

Dont worry, even if you are downgraded, it will be to Preferred, if you maintain 2L MAB

 

[H2O]

I too got the offer today and proceeded with it. It asked for Mobile No and OTP. Decided to continue with current RM. I think I will have to wait for one day for it to be reflected on Mobile and Web App.

BTW, what happens if I don't maintain 10L, will I be downgraded? It was a bit easier to maintain 2L in preferred, now I am doubting myself if I did right by upgrading to Imperia.

My account has not been downgraded yet, and I only have 6L FDs, so maybe not.

 

[ccdc]

can i add my brothers hdfc account to my imperia family banking group....i checked the website....it says i cannot add brothers/sisters....but has someone added them...if yes how...

 

[snike1792]

I got a whatsapp text from hdfc where i am eligible for a free imperia banking upgrade. Currently on preferred banking. I checked the eligibitliy criteria for the imperia banking and i dont satisfy any of those still i got a message saying i am eligibe. Should i upgrade? Will it be downgraded in the future if i upgrade now?

 

[varun__goel_]

I got a whatsapp text from hdfc where i am eligible for a free imperia banking upgrade. Currently on preferred banking. I checked the eligibitliy criteria for the imperia banking and i dont satisfy any of those still i got a message saying i am eligibe. Should i upgrade? Will it be downgraded in the future if i upgrade now?

There's no harm in upgrading

Go for it

They might downgrade later to the programme eligible as per your balance

 

[SSV]

I got a whatsapp text from hdfc where i am eligible for a free imperia banking upgrade. Currently on preferred banking. I checked the eligibitliy criteria for the imperia banking and i dont satisfy any of those still i got a message saying i am eligibe. Should i upgrade? Will it be downgraded in the future if i upgrade now?

Just upgrade and enjoy while the Sun shines…
Anyway both upgrade and downgrade (if that happens) are LTF…

Note:
I used the word LTF here, because this is the word every single person would love to hear here…

 

[Heisenberg37]

i just opened current account for my opc but it has been migrated to new netbanking.
i am not able to be see the imperia banner as the account is imperia
if i order chequebook will that be normal cheque book or imperia cheque book?

 

[varun__goel_]

i just opened current account for my opc but it has been migrated to new netbanking.
i am not able to be see the imperia banner as the account is imperia
if i order chequebook will that be normal cheque book or imperia cheque book?

Download statement

It will show the program if you've been enrolled into it

 

[SSV]

i just opened current account for my opc but it has been migrated to new netbanking.
i am not able to be see the imperia banner as the account is imperia
if i order chequebook will that be normal cheque book or imperia cheque book?

You should get Imperia chq book.
you can confirm your account program by calling cc

 

[Heisenberg37]

Download statement

It will show the program if you've been enrolled into it

You should get Imperia chq book.
you can confirm your account program by calling cc

Showing as imperia

 

[Heisenberg37]

But can’t see it in netbanking
And i it got upgraded at 12 and i ordered chequebook at 12:30
If that any problem?
Was i supposed to wait a day or two?

 

[SSV]

But can’t see it in netbanking
And i it got upgraded at 12 and i ordered chequebook at 12:30
If that any problem?
Was i supposed to wait a day or two?

Should not be.. by the time it gets into printing it will take a day..

Anyway why are you in so much hurry??
It is always better to wait for a day or two to facilitate harmonious syncing of all the sub systems...
Next time, pls wait for a day or two..

 

[varun__goel_]

But can’t see it in netbanking
And i it got upgraded at 12 and i ordered chequebook at 12:30
If that any problem?
Was i supposed to wait a day or two?

By upgrade you mean gave consent?

 

[Heisenberg37]

By upgrade you mean gave consent?

No it it showed imperia

 

[Heisenberg37]

Anyone using new Netbanking of hdfc?

 

[SSV]

Anyone using new Netbanking of hdfc?

Luckily I am still using old netbanking and it shows Imperia eria for me...

What is it showing in mobile app?