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Mine is also March 22 charges, but I remember disabling them right after the first time I have seen them charges in my StatementSame here!!! Even I have disabled Insta Alert Charges but they still charged my yesterday. Its a very small amount; but I wonder if they are doing this to a majority of customers.
And by the wayyy they chraged me Insta Alert charges yesterday for the month of MARCH. So now, even if I had all the time, I would have to go through all the SMS in March to see if there is any chargeable one. Which is absolute waste of time for an amount less than a Rupee.
Just checked my statement, first time they charged me was on 15th March, and I have disabled it immediately. They have charged for both Jan and Feb on March, and reversed both Jan and Feb charges on April. Pretty inconsistent.Mine is also March 22 charges, but I remember disabling them right after the first time I have seen them charges in my Statement
Btw a Suggestion....Just checked my statement, first time they charged me was on 15th March, and I have disabled it immediately. They have charged for both Jan and Feb on March, and reversed both Jan and Feb charges on April. Pretty inconsistent.
Second guessing this sort of charges even after having 1L MAB with classic banking and more than 2L salary credit every month is ridiculous and even IMPS transaction are charged.
IMPS are chargeable for all account varients including imperia account.Just checked my statement, first time they charged me was on 15th March, and I have disabled it immediately. They have charged for both Jan and Feb on March, and reversed both Jan and Feb charges on April. Pretty inconsistent.
Second guessing this sort of charges even after having 1L MAB with classic banking and more than 2L salary credit every month is ridiculous and even IMPS transaction are charged.
Congrats you have free IMPS transactionsI have spéciale gold preferred account
Hdfc has clearly mentioned IMPS is free for Preferred and Imperia Banking Customers.IMPS are chargeable for all account varients including imperia account.
Only Specialé Gold And Specialé Platinum have free IMPS
Why exclude Classic HDFC 🤬Hdfc has clearly mentioned IMPS is free for Preferred and Imperia Banking Customers.
They sometimes still charge.....that's a different thing. Hdfc likes to play this charges game.....and they get away with it too!
I got regalia with preferred account pre approved offer last year. I applied same week hdfc started issuing cards after ban.I was offered HDFC business moneyback (LTF) with a mere liking of 75K. I was 'supposed' to get Regalia.
If one notices carefully, no where on HDFC website is it mentioned that one will get LTF Regalia with HDFC Preferred account etc.
🙂
That's how HDFC likes to play it's godforsaken game ...
Mine is salary account they debited the charges for that I ignored, but after 2 months they reverted with message as you have salary account insta charges are free, so u may also get after months, just keep a look on that.HDFC is charging InstaAlerts even though I have disabled. My account is also Classic for which these charges are free even if enabled.
I have sent out a mail to the support, but do check your statements. The charged amount is small, but HDFC should not getaway with these sort of things.
They did refund for Jan and Feb charges. Since I raised the issue, I got the refund twice now 😂, one by system and one due to RM. HDFC doesn't seem to understand the meaning of Premium Banking service. I got two calls, one from RM and another from HDFC employee and they have asked me again what exactly the issue, instead of looking at what I have written in my mail and actually doing something about it. They shouldn't have charged in first place and also quite inconsistent with how they are charging and refunding and on top of that wasting my time with calls.Mine is salary account they debited the charges for that I ignored, but after 2 months they reverted with message as you have salary account insta charges are free, so u may also get after months, just keep a look on that.
Can i open digisave youth account?, i Just wanna have low MAB account. I have account in ICICI, IDFC FIRST and BOB.Honestly all HDFC accounts are useless
Anything above savings max. is absolutely useless
Yeah, but i don't wanna keep 25k in all 3 accounts 😢. Which is better to close IDFC or ICICI?For savings max, debit card and cheque book charges will be 0.
In ICICI i have requested to convert my account as salary account since receiving my salary in the same account, but i don't know what is the issue. IDFC account was recently opened 2months back.I personally would suggest IDFC.
Why didn't you get 0 balance accounts in ICICI/IDFC?
I found out a rural branch near my place, I chose that branch and now I have to keep 2.5k only as MAB. I have done VKYC too, how long it will take to complete the KYC? still KYC shows as pending. When I opened account in ICICI, it was quick.I personally would suggest IDFC.
Why didn't you get 0 balance accounts in ICICI/IDFC?
In which bank...??? As icici has 2000 mab in rural branch.I found out a rural branch near my place, I chose that branch and now I have to keep 2.5k only as MAB. I have done VKYC too, how long it will take to complete the KYC? still KYC shows as pending. When I opened account in ICICI, it was quick.
Go for normal savings account in a rural branch.... 2500 mab for life... Digisave is only valid till age of 25 years.. After that hdfc will convert it to 10000 mab account... Hdfc and axis are very good and punctual in conversions.... You can search for Rural branch... In city of your address.... From here....Can i open digisave youth account?, i Just wanna have low MAB account. I have account in ICICI, IDFC FIRST and BOB.
I have opened in Semi-Urban branch.Go for normal savings account in a rural branch.... 2500 mab for life... Digisave is only valid till age of 25 years.. After that hdfc will convert it to 10000 mab account... Hdfc and axis are very good and punctual in conversions.... You can search for Rural branch... In city of your address.... From here....
DBIE
dbie.rbi.org.in
Its a complicated website if you are unable to search you can tell me your city I will tell you if there are any rural branch.... And while online application select that branch....