Comes under single banking program only. Yes they address issue on priority but not the outcome we expect. 😂😂
-
Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.
HDFC is offering imperia upgrqade from preferred account , any catch ?
- Thread starter mojo_jojo123
- Start date
Got 1 locker only as a benefit.
- But with good ITR and CL we have Millinea X 2 , Regalia Gold, Infinia, Marriott Diners, Tata Neu Infinity shared among us.
Only catch is that Imperia is as useles as Preferred account.
Your RM is openly lying about income tax laws to you and you still trust him/her. Request change in RM. Don't waste time dealing with such people
Below are few points based on my experience with Imperia account & Family members added as part of group.
1 - There will be Intrest certificate generated for each FY on per account basis in the name of account holder which is taxable as per individual Tax slab. (No connection here with Group's primary account holder for tax purpose).
2 - All accounts under a family banking group may have different RM.
3 - Unless you are getting Free locker as part of Imperia program, It's just a fancy tag attached to your account with no extra benefits as compared to Preferred banking program.
1 - There will be Intrest certificate generated for each FY on per account basis in the name of account holder which is taxable as per individual Tax slab. (No connection here with Group's primary account holder for tax purpose).
2 - All accounts under a family banking group may have different RM.
3 - Unless you are getting Free locker as part of Imperia program, It's just a fancy tag attached to your account with no extra benefits as compared to Preferred banking program.
My rm gave me marriot bonvoy LTF bro
Good to see that. May be you have got a good RM or you have good negotiation skills. In my case I am still stuck with an useless Virtual RM.
Not true at all 🙂
The tax liabilities does not imply on the Head Account, it stays on individual holders.
You got joining benefits too??
Go and talk to bm
no negitiation man. He called my and said how are you doing sir, you are being offered marriot bonvoy card and ill convert it to LTF, i said okay apply it for me, he filled the form and i checked the link of form and submitted and done
Okay, No Joining Fees and No benefits too. Good anyways, that can be used as good lounge card.
Plus free IMPS, and very useful SMS alerts. Maybe the consolidated account statements should be counted too. And easy customer service access on phone.
.
Agreed👍. Also few other perks like - Lifetime Demat AMC Free and reduced brokerage charges plan. At the end depends person to person what all services he/she is planning to avail.
Similar threads
- Solved
