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Hdfc launch 4 new business credit card

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  1. Biz Black Metal Edition Credit Card (https://www.hdfcbank.com/personal/pay/cards/business-credit-cards/biz-black)
    • 5 Reward Points for every ₹ 150 spent (1 RP is equal to upto ₹1)
    • 5X Reward Points on Bill Payments via PayZapp/SmartPay, Income Tax, GST & vendor payments via Swifti & SmartHub Vyapar, SmartBuy BizDeals
    • Unlimited Airport Lounge Access
    • Complimentary Annual membership of Club Marriott & Taj Stay Voucher worth ₹ 5000 on spends of ₹1.5 lakh within first 90 days as Welcome Benefit
    • Flight tickets / Taj Hotels Stay Voucher worth up to Rs.5,000 on every ₹ 5 Lakhs & above spends, Earn voucher worth ₹ 20,000 in calendar year as Milestone Benefit
    • Joining/Renewal Membership Fee – Rs. 10,000/- plus Applicable Taxes
  2. Biz Power Credit Card (https://www.hdfcbank.com/personal/pay/cards/business-credit-cards/biz-power)
    • 5X Reward Points on Bill Payments via PayZapp/SmartPay, Income Tax, GST & vendor payments via Swifti & SmartHub Vyapar, SmartBuy BizDeals, Google Ads, Cleartax, Reliance Digital
    • Up to 16 domestic & 6 International Airport Lounge Access in a year
    • Complimentary Amazon Prime Annual Membership + BizPrime 6 months Subscription on completing 1 online transaction within 30 days as Welcome Benefit
    • MakeMyTrip / Reliance Digital Gift Voucher worth up to Rs.2,500 on per quarterly spends of Rs. 2.5 Lakhs as Milestone Benefit
    • 4 Reward Points for every ₹ 150 spent (1 Reward Point = Upto 0.50 paise)
    • Joining/Renewal Membership Fee – Rs. 2500/- plus Applicable Taxes
  3. Biz Grow Credit Card (https://www.hdfcbank.com/personal/pay/cards/business-credit-cards/biz-grow)
    • 10X Cashpoints on Bill Payments via PayZapp / SmartPay, Income Tax, GST & vendor payments via Swifti & SmartHub Vyapar, SmartBuy BizDeals, Cleartax, DMart
    • Get 2000 Bonus Cashpoints on quarterly spends of ₹ 1 Lakh as Milestone Benefit. Earn up to 8,000 Cashpoints in a calendar year.
    • 1% Fuel surcharge waiver
    • 2 Cashpoints for every ₹ 150 spent
    • Joining/Renewal Membership Fee – Rs. 500/- plus Applicable Taxes
  4. Biz First Credit Card (https://www.hdfcbank.com/personal/pay/cards/business-credit-cards/biz-first)
    • 3% Cashpoints on EMI spends (Earn Maximum 1,000 Cashpoints/ month)
    • 2% Cashpoints on Utility Bills, Electronics, SmartPay & PayZapp transactions (Earn Maximum 500 Cashpoints/ month)
    • 1% Cashpoints on UPI and other spends (Earn Maximum 500 Cashpoints/ month)
    • Get 2000 Bonus Cashpoints on quarterly spends of ₹ 75,000 as Milestone Benefit. Earn up to 8,000 Cashpoints in a calendar year.
    • 1% Fuel surcharge waiver
    • Joining/Renewal Membership Fee – Rs. 500/- plus Applicable Taxes
  5. HDFC Bank UPI RuPay Biz Credit Card (https://www.hdfcbank.com/personal/p...dit-cards/hdfc-bank-upi-rupay-biz-credit-card)
    • 3% Cashpoints on Groceries, SuperMarket & Dining spends & all PayZapp transactions. (Maximum of 500 Points can be earned in a calendar month)
    • 2% Cashpoints on Utility spends (Maximum of 500 Points can be earned in a calendar month)
    • 1% Cashpoints on other spends (Excluding Rent, Wallet loads, EMI, Fuel & Education categories) (Maximum of 500 Points can be earned in a calendar month)
    • Joining/ Renewal Membership Fee - ₹99/- + Applicable Taxes (Festive Season Offer!!!)
Biz-Black_264X167.png
Biz-Power_146X98.png
Biz-Grow_146X98.png
Biz-First_146X98.png
HDFC-Bank-UPI-RuPay-Biz-Credit-Card-146x98.png
 
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I got the card as floater 3 days back. For couple of days the limit was 5k. Since morning today, I see the limit restored to combined limit. However it's still failing on doing transactions above 5k. I played with card controls setting everything to max but still not able to transact. Any idea what's happening?
 
I do the same. This month I'm leaving an outstanding more than 50k to test if that's the reason they missed my points last month. Will report on 18th 🫡
Got the missing bonus points of previous statement + bonus points of new statement generated on 16th June today.
I kept an outstanding, that could be the catch.
 
I tried to pay my electricity bill using biz-black, but the provider's gateway does not accept Diner's cards.
1. Is there any simple work-around for this situation ?
2. Will using smartPay / payZapp work in this case ?
 
I got the card as floater 3 days back. For couple of days the limit was 5k. Since morning today, I see the limit restored to combined limit. However it's still failing on doing transactions above 5k. I played with card controls setting everything to max but still not able to transact. Any idea what's happening?
Can you please explain the process to get it as a floater card?
 
The credit card team finally got back to my RM and said I was eligible for Biz Black even though my primary income source is salary and tertiary income source is short term trading in equities. So I filled the application form today.

But now they want me to close the Moneyback+ card that I hold before proceeding with the processing for Biz Black. Isn't it possible to hold one personal (Moneyback+) and one business card (Biz Black)?. Ordinarily I would have closed Moneyback+ without a second thought as I hardly ever use it but now I'm waiting for the spend based voucher of Rs 500, so I wanted to hold onto the Moneyback+ card till that comes. I assume that I will not get the voucher if I close the card before it comes
 
Can you please explain the process to get it as a floater card?
It was frankly simple. Just went to a nearby HDFC branch and asked for credit card agent. Agent asked if I have any other hdfc card and it's limit. And since I had an existing card with 5L limit, he said will get as floater card. Filled the application form, floater form and kyc docs. Agent said someone will visit office for verification but no one called/visited and I got the card like 10 days later.
 
It was frankly simple. Just went to a nearby HDFC branch and asked for credit card agent. Agent asked if I have any other hdfc card and it's limit. And since I had an existing card with 5L limit, he said will get as floater card. Filled the application form, floater form and kyc docs. Agent said someone will visit office for verification but no one called/visited and I got the card like 10 days later.
That's awesome. May I know if you are self-employed? I know that's a criteria for the BizBlack but please clarify if that requirement holds for a floater card application also. Thanks!
 
Did anyone get their First Year Fee waived off for Biz Black? This is what it says:
"Spend Rs.1.5 Lakhs in first 90 days of card issuance to get First Year Joining Fee waived off (Applicable for fresh issuance only)"

What does "Applicable for fresh issuance only" mean in this context?
 
Hey folks,

Has anyone applied for a credit card without an ITR? According to the website, you can apply using bank statements and GST returns.

Has anyone tried applying with these documents? I currently have a business account with HDFC and a basic MoneyBack card (2.36L). When I checked the website, it showed that I am eligible only for the Biz Grow Credit Card. Is it possible to get the Biz Power or Business Regalia Gold card directly?

My branch people are telling me to get the Biz Grow first, and after one month, I will have the option to upgrade. Is that true, or can I apply directly for the Regalia Gold?
 
Did anyone get their First Year Fee waived off for Biz Black? This is what it says:
"Spend Rs.1.5 Lakhs in first 90 days of card issuance to get First Year Joining Fee waived off (Applicable for fresh issuance only)"

What does "Applicable for fresh issuance only" mean in this context?
Offer for non upgrades/ new card issued
 
I'm getting Biz grow upgrade in app, but i want bizblack, Currently Hold B Regalia 7.75L Limit, Should i wait for biz black? I spent around 8L+ in last 6 Months
 
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