HDFC Limit Enhancement - Nov 23

[Tr7]

Just Received an email for Limit Enhancement for my HDFC Millennia.From 3.4 L to 4.4L 🙂
Check yours too.

 

[Bugs Bunny]

Gaon ki branch walo ko infinia kya hai wahi pata nahi hoga

Does it even matter? Humen infinia lene se mtlb hai na ya fer ye b chaiye ki vo humen infinia ke advantages/disadvantages expreslly btaye?

 

[Bugs Bunny]

It’s not that easy. It’s a 10 years 2 lakh plus commitment. So around 25 lakhs. Your credit score needs to be very good and you have to park a decent amount in your account. Even then it is not guaranteed.

Bro it's for 50k a year and for 5 years lol

 

[shutapdiya]

Bhaii 50k per year kaha 5 saal ka 2.5L total lmao

ab is branch ki details bata hi do 😆

 

[Bugs Bunny]

ab is branch ki details bata hi do 😆

Bathinda, Punjab 151001

 

[Viper1057]

I received Regalia Gold with 3L Limit... is this limit good to start with or its gonna take me ages to reach what is needed for DCB/Infinia

Yes very good limit to start with. You can request for upgrade for DCB once you have 5~6L limit but HDFC is bit problematic in terms of giving LE 😅 🤪

 

[shutapdiya]

Bathinda, Punjab 151001

koi MH wali hai ? 😀

 

[Lobogris]

Bro it's for 50k a year and for 5 years lol

They are providing Infinia with that?

 

[SpiesCan'tCatchMe]

Bathinda, Punjab 151001

Pata nai ye nam sunte hi, yogesh bansal and idfc wealth ki yaad aa jati hai😜

 

[SpiesCan'tCatchMe]

koi MH wali hai ? 😀

Mujhe bhi MH wali chaiye

 

[SpiesCan'tCatchMe]

Does it even matter? Humen infinia lene se mtlb hai na ya fer ye b chaiye ki vo humen infinia ke advantages/disadvantages expreslly btaye?

Baat to sahi hai

 

[Lobogris]

Mujhe bhi MH wali chaiye

Any branch can do it. You don’t need to physically go there.

 

[SpiesCan'tCatchMe]

Any branch can do it. You don’t need to physically go there.

I can and im ready to invest 2.5 lakhs over 5 yrs plz guide me

 

[Viper1057]

It’s the same one. You are just looking at the surrender period.

Nope lol😂😂 I have 5years premium policy which will work for 25years. As I said my agent is very professional and he told me all the 3 policies I can go for (including yours 🙂 ). I went with this. I have all the documents lol😂😂

 

[Bugs Bunny]

koi MH wali hai ? 😀

Naa

Pata nai ye nam sunte hi, yogesh bansal and idfc wealth ki yaad aa jati hai😜

Hahahahha, mt chuo mere dard lol

 

[Bugs Bunny]

Yes bro easily.

They are providing Infinia with that?

 

[Lobogris]

I can and im ready to invest 2.5 lakhs over 5 yrs plz guide me

I am not saying this is the case. I only said that any branch can handle it. I don’t think they will issue Infinia for just 2.5 lakh investment. People are keeping 30 plus lakhs in Imperia and not getting it. The one I am going with requires around 2.5 lakhs for 10 years but you can stop paying after 5 years and withdraw. However, you would obviously lose some money in fees then.

 

[Lobogris]

Nope lol😂😂 I have 5years premium policy which will work for 25years. As I said my agent is very professional and he told me all the 3 policies I can go for (including yours 🙂 ). I went with this. I have all the documents lol😂😂

Can you share via DM after redacting any sensitive info? Mine will also provide life cover for 25 years if I stop paying after 5 years. I think you are focusing on that part. However life cover isn’t that important in this for me.

 

[raghu.rokda]

Bro it's for 50k a year and for 5 years lol

Ye policy bechne aaya tha mere address p hdfc ka employee…..mene bhaga diya😂
Aaj pata chal raha hai iska benefit..

 

[WandereR]

Yes bro easily.

What about the existing limit? I mean do they need it to be 10L or directly give Infinia with whatever limit you have?

 

[Viper1057]

Can you share via DM after redacting any sensitive info? Mine will also provide life cover for 25 years if I stop paying after 5 years. I think you are focusing on that part. However life cover isn’t that important in this for me.

Just to tell you that you got wrong end of stick I am sharing this else I have already got few more of my friends same policy anyways 🤣 🤣

And just to let you know, this policy doesn't cover life cover if you surrender it. So if I surrender in 9th year, life cover for rest of the years (upto 25th year) will also be surrendered. Meanwhile if I surrender policy before premium paying term (5years), I will lose money, but if I surrender from 6th year or post that, I can exit with minimum charges & would be already in profit anyways by then.

This is the ULIP I have got: https://www.hdfclife.com/ulip-plans/smart-protect-plan