HDFC Limit Enhancement - Nov 23

[Tr7]

Just Received an email for Limit Enhancement for my HDFC Millennia.From 3.4 L to 4.4L 🙂
Check yours too.

 

[Viper1057]

Can you share LE and upgrade screenshot?

I know a HDFC Life agent who sits along with HDFC Virtual RM who got my card upgraded through ULIP. Since I already invest 1-2L in MF every year to save tax, better to do it this way and get the card as well. I could never reach 8~10L LE from my 2L limit even if my salary increased 3x (>70L) because that's the way HDFC works.

My policy has 50L death/accidental/disability etc insurance for 25yr + invests my funds in a HDFC Discovery Fund MF. I need to pay premium for first 5 years annually. Even withrawing the policy in 6th year will end you up with easily 4-5% gain which is alright to me else you can stay invested for 25year if you like. You can see HDFC Discovery Fund performance here: https://www.hdfclife.com/fund-performance

I didn't had any death insurance and I used to invest 1-2L in MF every year to save tax, so it was very good option for me.

Also, I went through with it because it was 0 risk thing because HDFC Life policies comes with 30 day lock-in free period so if the guy won't able to get my card upgraded, then I would have cancelled the policy but he bet that I will get it done within 15 days and he got it done in 8days lol.

If anyone needs to talk in more detail or require agent contact, they can dm me for that! You can negotiate with the agent, my policy has annual premium of 1.5~1.8L (can't disclose exact amount because he asked me not to make it public 😛)

 

[SSV]

After HDFC LE messages, it looks like a festive environment here in TF community this morning..
Diwali came back again this year..
Shows how popular HDFC CC upgrades/LEs are..
I think HDFC strategy is working here...creating demand for their products by restricting the supply...
Have fun guys !!!

They are able to pull off this strategy successfully, by flexing their muscle being NO 1 in the industry... Leveraging their strength...

 

[imdjay]

Closing card when? 😁

2 Card se le ker Salary account sab close kerna hai. Term aur ULIP wager hai wo bhi close hoga to wo bhi ker dunga. but BM ko last chance dia hai.

 

[raghu.rokda]

Got LE from 2L to 8L and upgraded to Infinia Metal FYF from moneyback LTF🥳

Ye aapne acchi baat kahi

 

[Viper1057]

yaha 3 saal se same limit hai. and same card for last 4.5yr.
Manual bhi request kero to deny ker dete hain.

I used to be the same. For 4years 2019-2023 I had 50k limit which was 3x lower than my that time monthly salary lol. Now in 2023, I got it to 2L through salary slips somehow. Even after doing 5-6L of transactions in a quarter, HDFC never offered me any LE on netbanking over the years, it was a lost cause. My RM was an idiot as well.

 

[D₹V]

I know a HDFC Life agent who sits along with HDFC Virtual RM got my card upgraded through ULIP. Since I already invest 1-2L in MF every year, better to do it this way and get the card as well. I could never reach 8~10L LE from my 2L limit even if my salary increased 3x (>70L) because that's the way HDFC works.

My policy has 50L death/accidental/disability etc insurance for 25yr + invests my funds in a HDFC Discovery Fund MF. I need to pay premium for first 5 years annually. Even withrawing the policy in 6th year will end you up with easily 4-5% gain which is alright to me else you can stay invested if you like. You can see HDFC Discovery Fund performance here: https://www.hdfclife.com/fund-performance

I didn't had any health insurance and I used to invest 1-2L in MF every year to save tax, so it was very good option for me.

Also, I went through with it because it was 0 risk thing because HDFC Life policies comes with 30 day lock-in free period so if the guy won't able to get my card upgraded, then I would have cancelled the policy but he bet that I will get it done within 15 days and he got it done in 8days lol.

If anyone needs to talk in more detail or require agent contact, they can dm me for that! You can negotiate with the agent, my policy has annual premium of 1.5~1.8L (can't disclose exact amount because he asked me not to make it public 😛)

Such an awesome 😎 guy he is.

 

[Deleted member 21942]

Every credit card enthusiast's dream for HDFC INFINIA:

 

[thanix]

No LE for me in DCB. It is the same 5L since got the card in June 2022 and the lowest limit in my cards 😞

 

[D₹V]

Every credit card enthusiast's dream for HDFC INFINIA:
View attachment 35539

INFINIA lene ka tension:

 

[aayusharyan]

Sir aapka username 😂😂

IYKYK

 

[R!ppEr]

and here i am with 75k total limit on my millennia 😀

 

[aayusharyan]

No LE for me... Maybe because I am holding a Business variant Card and this is only for Salaried people. idk, Just a guess.

 

[Kamal]

I also got a limit enhancement on my Tata Neu Plus from 43K to 86K but not planning to take it , will be cancelling the card and try to apply for a core card.
Was my lowest-limit card till now.

 

[mgforce]

Nothing for me and other 4 family members who have HDFC CC

Congrats to all those who got LE 👍

 

[mgforce]

You can find out profile section option beside of logout option
After clicking on profile details in the side menu you can see update profile details option

Was not aware of! Just updated to reflect current reality.

If it helps in future great 🤞

 

[SSV]

No LE for me... Maybe because I am holding a Business variant Card and this is only for Salaried people. idk, Just a guess.

Even for Salaried, not eveyone gets.. only a handful... that is the trick here that is being played by HDFC.

 

[D₹V]

Was not aware of! Just updated to reflect current reality.

If it helps in future great 🤞

Hope you get LE & inform us.

 

[SSV]

Was not aware of! Just updated to reflect current reality.

If it helps in future great 🤞

Yes it does..

 

[aayusharyan]

Even for Salaried, not eveyone gets.. only a handful... that is the trick here that is being played by HDFC.

Riiight, this is not a batch update. Okaye.

 

[SSV]

Riiight, this is not a batch update. Okaye.

Batch update only but so many where conditions in the query, sub query and corelated sub query... all in one.. 😉😉