HDFC millennia card to Regalia LTF credit upgrade

[Santhosh]

Today I got an email related to Regalia LTF.
I have attached the screenshot.
Have below question any one help.
1. If i upgrade then will they close my millennia credit card or do i need to maintain both?
2. If they close my millennia credit card what will happen to my reward points?
3. Is it worth upgrade?

I have below cards
1. Hdfc millennia
2. Axis my zone
3. Airtel axis
4. Icici platinum

As of now i am not doing any travel.

 

[panu24]

Millennia => Regalia
Is it an upgrade or a downgrade? 🤐

It is an upgrade.

 

[GokulRamalingam]

Initially I got Millenia FYF, I did not upgrade then I got Regalia GOLD FYF. When I did not take Regalia GOLD FYF so today I got a mail for LTF Regalia GOLD.
My current limit is 6.4 Lakh

What's the duration between Regalia gold FYF and LTF?

 

[Pho3nix]

Initially I got Millenia FYF, I did not upgrade then I got Regalia GOLD FYF. When I did not take Regalia GOLD FYF so today I got a mail for LTF Regalia Gold

How long did that journey take and were you not offered LTF Millennia?

 

[Pho3nix]

It is an upgrade.

But AFAIK Regalia Gold is a useless card if one is not a frequent flyer.