HDFC+Neu double discount possible?

[ltf4ever]

i have tata neu infinity that offers 10% as neu coins on purchases on neu app.

i am seeing a gadget that i want to buy on croma (via neu app) that costs 28k. on the product page, it shows 3k discount on hdfc cc.

my question is: will i get 3k discount AND 2.5k neu coins (10% of 25k which is the post discount price) if i use hdfc-neu card?

am i missing something, or are there any upper caps to neucoins earned in a day/month or any excluded products from the neu credit card?

 

[sheru]

i have tata neu infinity that offers 10% as neu coins on purchases on neu app.
.
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am i missing something, or are there any upper caps to neucoins earned in a day/month or any excluded products from the neu credit card?

If ₹3000 is instant discount, you should be able to double dip.

Try adding product to the cart. Check out. At payment page put in Tata Neu card number. See if price gets decreased by ₹3000.

And if its a cashback, then better get confirmed from HDFC toll free first.

 

[ltf4ever]

If ₹3000 is instant discount, you should be able to double dip.

Try adding product to the cart. Check out. At payment page put in Tata Neu card number. See if price gets decreased by ₹3000.

And if its a cashback, then better get confirmed from HDFC toll free first.

hdfc will take 2 days to reply 😭
and here, we have to deal with 2 parties ie tata neu and hdfc.

past experiences:
1. thought I'm getting 10% (5 grabdeals + 5 Flipkart -axis) when i bought a mobile phone from flipkart. later came to know in hidden conditions that grabdeals was not applicable for mobile phones.
2. sbi cashback card fiasco: 10% discount on amazon. people got 10% + 5% as reward of this card. sbi later debited the points

 

[WhoU]

i have tata neu infinity that offers 10% as neu coins on purchases on neu app.

i am seeing a gadget that i want to buy on croma (via neu app) that costs 28k. on the product page, it shows 3k discount on hdfc cc.

my question is: will i get 3k discount AND 2.5k neu coins (10% of 25k which is the post discount price) if i use hdfc-neu card?

am i missing something, or are there any upper caps to neucoins earned in a day/month or any excluded products from the neu credit card?

There is an upper cap for each category via Tata neu. Click on neu pass and click on diamond section. There click on first know more. Croma has a cap of 2k points on neu app.
For Neu coins from HDFC card, I am not sure about the cap, but there shouldn’t be on croma. I know for a fact that grocery has 2k neucoins cap per month.

 

[ltf4ever]

There is an upper cap for each category via Tata neu. Click on neu pass and click on diamond section. There click on first know more. Croma has a cap of 2k points on neu app.
For Neu coins from HDFC card, I am not sure about the cap, but there shouldn’t be on croma. I know for a fact that grocery has 2k neucoins cap per month.

thanks! that's what i was looking for.
EDIT: yet to find out if double discount possible.

 

[ltf4ever]

one more question:
on tata cliq via neu app, it is now showing 10% discount on upi payments.

if i pay using bhim-neuInfinity upi, will I get in total 10%(upi) + 10% (neucoins through neu infinity)?

 

[WhoU]

one more question:
on tata cliq via neu app, it is now showing 10% discount on upi payments.

if i pay using bhim-neuInfinity upi, will I get in total 10%(upi) + 10% (neucoins through neu infinity)?

From where did you get this calculation bro? Normal UPI txn via neu doesn’t earn any neu coins. Definitely not 10%. Neu card, you get neu coins based on merchant. Tata neu or tata brands - 5%, other merchants 1.5%.

And by double discount if you mean HDFC discount on croma plus neucoins on neu app and hdfc card, yes you get all 3 each with their own caps.

 

[ccgeek07]

one more question:
on tata cliq via neu app, it is now showing 10% discount on upi payments.

if i pay using bhim-neuInfinity upi, will I get in total 10%(upi) + 10% (neucoins through neu infinity)?

I guess for any UPI txn, on infinity card you get only 1.5%. Kindly cross check it.

 

[WhoU]

I guess for any UPI txn, on infinity card you get only 1.5%. Kindly cross check it.

Do you mind cross checking it? Pretty sure it’s not 1.5 on all.

 

[ccgeek07]

• 1.5% back as NeuCoins on UPI spends (including spends on partner Tata Brands) - maximum of 500 NeuCoins per calendar month. For more information on UPI spend on RuPay Credit Card click here

Source : https://www.hdfcbank.com/personal/pay/cards/credit-cards/tata-neu-infinity-hdfc-bank-credit-card

 

[ccgeek07]

Do you mind cross checking it? Pretty sure it’s not 1.5 on all.

• 1.5% back as NeuCoins on UPI spends (including spends on partner Tata Brands) - maximum of 500 NeuCoins per calendar month. For more information on UPI spend on RuPay Credit Card click here

Source : https://www.hdfcbank.com/personal/pay/cards/credit-cards/tata-neu-infinity-hdfc-bank-credit-card

 

[zoro]

I'm not sure which but there are few UPI transactions which you don't earn any rewards, i paid all credit card bills using tata neu card UPI using Bhim and Amazon pay in February for which i got 1.5% cashback but for proper UPI transactions that I made for merchants didn't fetch me anything.

 

[ccgeek07]

@ltf4ever @WhoU I hope you got the answer

 

[ccgeek07]

I'm not sure which but there are few UPI transactions which you don't earn any rewards, i paid all credit card bills using tata neu card UPI using Bhim and Amazon pay in February for which i got 1.5% cashback but for proper UPI transactions that I made for merchants didn't fetch me anything.

did monthly exceed 500 neu coins?
Edit : I meant to say 500 neu coins for UPI txns

 

[zoro]

For the month of February i got 1862 coins, this month i didn't spend much so only got 360 coins.

February i was just playing, i tried to pay my tata neu card with tata neu card and made a transaction for 25000, and guess what i got cashback for that. I didn't want to abuse it like that, initially i was just exploring stuff 😂

 

[ltf4ever]

From where did you get this calculation bro? Normal UPI txn via neu doesn’t earn any neu coins. Definitely not 10%. Neu card, you get neu coins based on merchant. Tata neu or tata brands - 5%, other merchants 1.5%.

And by double discount if you mean HDFC discount on croma plus neucoins on neu app and hdfc card, yes you get all 3 each with their own caps.

I guess for any UPI txn, on infinity card you get only 1.5%. Kindly cross check it.

this 10 percent on upi is a special offer going on. check in the offer section of the neu app.

 

[SiddharthR]

@ltf4ever Tata Neu is burning money right, so you can get maximum benefit, without any restriction of double/triple dip.

 

[WhoU]

@ltf4ever @WhoU I hope you got the answer

I stand corrected, thanks!

 

[SiddharthR]

this 10 percent on upi is a special offer going on. check in the offer section of the neu app.

U'll get 10% discount + 5% cb + 1.5% cb

 

[WhoU]

this 10 percent on upi is a special offer going on. check in the offer section of the neu app.

I dont have this offer. Mind sharing a screenshot?