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HDFC Offered me very low limit on Tata Neu+ Card , what's happening?

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vsharad

vsharad

TF Select
Hi Technofino Members,

I hope you all are good 🙂

So on 1st October i applied for tata neu+ credit card and initially it showed me "Your credit limit is upto 51k" But after my card was approved on 5th October, this is the limit they offered :
IMG_20231008_134811.jpg

- ₹10K limit
My Credit score at the time of applying was 750+ with no payment delays
I don't have any clue on why such low limit, maybe my other cards limit is also near this!

But i didn't expected them to offer me that much low limit

What if i want to swipe more than this limit? What would i do.

My card portfolio :
* Axis Flipkart (6 months old)
* Axis Myzone ( 5 months old)
* Axis IOCL ( 5 months old)
All have shared limit of ₹15k ( Axis ₹15k club )
* Onecard Secured : ₹6500 ( An Emi is active in this , will end on December)

Let me know your suggestions on how can i get a high limit card ?
 
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vsharad said:
My card portfolio :
* Axis Flipkart (6 months old)
* Axis Myzone ( 5 months old)
* Axis IOCL ( 5 months old)
All have shared limit of ₹15k ( Axis ₹15k club 🙂 )
* Onecard Secured : ₹6500 ( An Emi is active in this , will end on December)
Click to expand...
None of these have significantly high limit. Getting 10K limit would be disappointing but isn't it quite close to what you have on the rest? If it's only for the limit you could try amazon pay and other ICICI cards. You'll get a decent limit
 
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I know that axis cards have almost same limit, but my point of posting it was just getting suggestions on how to increase the limit or are there any other ways to get a card having high limit!
I've faced many issue while shopping online, since i cannot purchase more than the limit and therefore cannot avail the cash back offers!
I can't apply amazon pay card as its showing me "INVITE ONLY" in the app.

BTW thanks for your suggestions!
WandereR said:
None of these have significantly high limit. Getting 10K limit would be disappointing but isn't it quite close to what you have on the rest? If it's only for the limit you could try amazon pay and other ICICI cards. You'll get a decent limit
Click to expand...
 
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vsharad said:
Hi Technofino Members,

I hope you all are good 🙂

So on 1st October i applied for tata neu+ credit card and initially it showed me "Your credit limit is upto 51k" But after my card was approved on 5th October, this is the limit they offered :
View attachment 31676

- ₹10K limit
My Credit score at the time of applying was 750+ with no payment delays
I don't have any clue on why such low limit, maybe my other cards limit is also near this!

But i didn't expected them to offer me that much low limit

What if i want to swipe more than this limit? What would i do.

My card portfolio :
* Axis Flipkart (6 months old)
* Axis Myzone ( 5 months old)
* Axis IOCL ( 5 months old)
All have shared limit of ₹15k ( Axis ₹15k club )
* Onecard Secured : ₹6500 ( An Emi is active in this , will end on December)

Let me know your suggestions on how can i get a high limit card ?
Click to expand...
Has your limit increased? Because same case happened with me also: Approved only 6 days ago: With 10k limit
 
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