I got a mail today from hdfc saying that your credit card is Ready.
They are offering freedom credit card (refer screen shot) 500rs fees.
Should I take it?
Don't go for it. This card not worth 500rs. Hdfc saans leta hai aur freedom card de deta hai sabko. I have this as LTF, but hardly used it. But since it's my first credit card so am not closing it.
An HDFC preapproved offer me freedom, money back hi deta hai. Millennia and isse uper card preapproved me pana bahut hi muskil hai unless you maintain a very good relationship with them.