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HDFC Personal Loan - Query & Discussion

yb24

TF Premier
I want to take personal loan of 1 lakh and my salary comes in hdfc account but currently I don't have any pre-approved offer from hdfc.
My salary comes in hdfc account but my company don't have tie up with any bank.
Should I manually apply for loan online or offline with RM as I have preferred banking?
Idfc rejected my loan despite having credit card and bank account.
I am getting cred cash but at 18.99% pa pre-approved.
Have accounts in
Icici
Hdfc
Idfc
Sbi
Indusind indie but rarely used.
My salary comes like this
 

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Check if you have any offers from the ICICI. They generally provide the lowest rate in pre-approved.

Also, your company is sending the salary from ICICI Bank, so it's better to change your salary account there. You can update the employer name in your existing account, and it will be converted to the salary account. Offers will start coming soon after a few salary credits.
 
Check if you have any offers from the ICICI. They generally provide the lowest rate in pre-approved.

Also, your company is sending the salary from ICICI Bank, so it's better to change your salary account there. You can update the employer name in your existing account, and it will be converted to the salary account. Offers will start coming soon after a few salary credits.
My company doesn't show up in the list
 
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